Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

Great card didn’t expect to get but got with a reasonable limit and amazingly easy to manage with the app which gives so much more control you don’t get with so many other lenders Reviewed on: 25th January 2022

Very helpful and easy to assess

Fantastic around easy to assess with the App Reviewed on: 25th January 2022

Excellent

Not a problem at all with zopa I would use them again pleasant customer service Reviewed on: 25th January 2022

Easy to use and manage.

Overall a great experience - their app is easy to use and intuitive. Everything you need is there. Would highly recommend. Reviewed on: 25th January 2022

Quick and easy

Outstanding service, easy to use app with the new added saving account. Reviewed on: 25th January 2022

Easy credit - easy payment

The app makes using Zopa a very simple and manageable user experience You know where you are - quick simple transparent and fast transaction times Reviewed on: 25th January 2022

Excellent service

Excellent service and provider and very helpful if you have any questions. Reviewed on: 25th January 2022

Finance 101

So easy simple and helpful. Helped me to consolidate my existing payments into one affordable payment with Zopa Brilliant thank you Reviewed on: 25th January 2022

The future of banking and finance

I have been using Zopa for just over a year now and I must say that I have never come across any other bank which has such an efficient app, which is easy to use, with super fast customer services. I would highly recommend Zopa banking and its other products without hesitation. Well done Zopa, and keep it up. Reviewed on: 25th January 2022

Its good and was there when I needed it

Was turned down elsewhere but Zopa gave me a credit card, used it properly and have had a credit increase no complaints really, the app works well Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.74 from 14 reviews
Clarity credit card
from Halifax 3.60 from 271 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub