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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Good straight talking bank

5
They are responsible, straight talking lender with no hidden fees and excellent app. Highly reccomend Reviewed on: 25th January 2022
Djryan's avatar
Djryan

Excellent

5
Gave me a chance when others wouldn’t, great service, easy to maintain, spot on! Reviewed on: 25th January 2022
JCD's avatar
JCD

Delighted Customer!

5
As a customer, there’s nothing better than feeling delighted - with Zopa, they have exceeded my expectations and I am delighted with their professionalism! Reviewed on: 25th January 2022
ian.thomas78@icloud.com's avatar
[email protected]

Good service

5
Help who need cash last minute and always perfect service Reviewed on: 25th January 2022
Kirojan Thuraiyappah's avatar
Kirojan Thuraiyappah

Zopa is brilliant

5
Zopa is brilliant and easy to use and help is there straightaway if you need it, I would recommend to anyone Reviewed on: 25th January 2022
Justin Dunn's avatar
Justin Dunn

fantastic company

5
easy to apply for and a great limit on the card Reviewed on: 25th January 2022
Dave Phipps's avatar
Dave Phipps

Top bank

5
Gave me a chance to build my credit when others wouldn’t Reviewed on: 25th January 2022
Neil Burke's avatar
Neil Burke

Most helpful

5
All ways friendly and very helpful on the phone when you call them , And never keep you hanging on to answer your call Reviewed on: 25th January 2022
Ian banks 's avatar
Ian banks

love this company set you can set a limit so you do not go over your account limit

5
Not been with this company long, but I do have other credit cards and this will be my preferred option in the future, I will be closing my other cards down Reviewed on: 25th January 2022
mary mcdonald's avatar
mary mcdonald

Excellent

5
Love zopa . Clear app . Easy to understand. Reviewed on: 25th January 2022
Ewa Maj's avatar
Ewa Maj

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