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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Handy card

Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

I find good to get and spend it.

I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

Zopa came to my rescue when I had no enough cash to...

Zopa came to my rescue when I had no enough cash to settle my bills. It came as sigh of relief and they offered me flexible payment methods and they can accommodate you when can't pay in time Reviewed on: 28th April 2025

All straightforward an simple to get started

All straightforward an simple to get started Reviewed on: 28th April 2025

I’m very happy with services received from Zopa and...

I’m very happy with services received from Zopa and I highly recommend Reviewed on: 28th April 2025

Credit Card with a difference

Easy to use friendly staff pleasure to use Reviewed on: 28th April 2025

Very efficient and charges are reasonable

Very efficient and charges are reasonable Reviewed on: 28th April 2025

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Want to see more from Zopa?

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