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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Brilliant

5
Best customer service ever. Affordable payments and listen if you are struggling Reviewed on: 28th February 2025

Fantastic would recommend to anyone

5
Fantastic would recommend to anyone Reviewed on: 28th February 2025

Easy pezy zopa

5
Use zopa because it's easy to understand the phone app and know exactly where you are Reviewed on: 28th February 2025

Really easy to use, service good

5
Really easy to use, service good Reviewed on: 28th February 2025

Great App with Great Features to manage my account. .

5
The app and card have been excellent. I really like the credit cushion feature as this helps me manage my credit so much more effectively and ensure I have something for emergencies. The app is easy to use whether money motoring my account or paying money in. Reviewed on: 28th February 2025

It’s a good credit card, works fine and everywhere w...

5
It’s a good credit card, works fine and everywhere with not a very high markup. Reviewed on: 28th February 2025

Good credit card provider with lots of useful money...

5
Good credit card provider with lots of useful money management tips. Reviewed on: 28th February 2025

It's a credit card don't know what else to say tbh s...

5
It's a credit card don't know what else to say tbh seems like a half decent rate and no issues so fine with all so far Reviewed on: 28th February 2025

I love the Zopa credit card

5
I love the Zopa credit card it’s good. Reviewed on: 28th February 2025

No problem at all.

5
No problem at all. been a great experience with no stress Reviewed on: 28th February 2025

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