Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It is exellent choice.

It is exellent choice. I would recommend to anyone Reviewed on: 28th April 2025

App is great keeps you inform of your progress and...

App is great keeps you informed of your progress and spend . great customer service . Reviewed on: 28th April 2025

Fabulous Service

Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Very friendly and helpful staff.

Very friendly and helpful staff. Contact by phone quick and straight forward. Reviewed on: 28th April 2025

Easy to use.

Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub