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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Excellent customer service.

5
Excellent customer service. App always open faster than other banks and alot of good promotions. Reviewed on: 28th February 2025

Great card quick increase, very fair

5
Great card quick increase, very fair Reviewed on: 28th February 2025

Excellent service

5
Always promt to reply back to you Reviewed on: 28th February 2025

Very good help and very easy service

5
Very good help and very easy service Reviewed on: 28th February 2025

Very good experience and very easy to work with the...

5
Very good experience and very easy to work with the app. Reviewed on: 28th February 2025

Compassion to they’re customers

5
Zopa has helped me in my hour of need when nobody else would they have provided me with a great understanding Reviewed on: 28th February 2025

Efficient and easy to use service

5
Efficient and easy to use service Reviewed on: 28th February 2025

I had the credit card for over 3 years , and never h...

5
I had the credit card for over 3 years , and never had any issues. I am well pleased! I would advise anyone that want to build their credit history! Reviewed on: 28th February 2025

Been real useful and reliable, would recommend this...

5
Been real useful and reliable, would recommend this to build credit score. Reviewed on: 28th February 2025

Very good no problems to use the card

5
Very good no problems to use the card Reviewed on: 28th February 2025

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