Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic company, friendly and easy.

Fantastic company, friendly and easy. Reviewed on: 28th April 2025

In my opinion it’s the best card out there

I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Excellent experience

No pressure to take other products, no sales messages Reviewed on: 28th April 2025

I lost my card and they were very helpful

I lost my card and they were very helpful Reviewed on: 28th April 2025

Credit card

Easy to open. App great to use not had any issues or problems. All written communication easy to follow and self explanatory. Not actually spoke to anyone as of yet. Reviewed on: 28th April 2025

Zopa really helped it customers, when come to the cr...

Zopa really helped it customers, when come to the credit card Reviewed on: 28th April 2025

Rebuilding my credit score

Helping me to build my credit score and repayment affordability Reviewed on: 28th April 2025

Excellent

Very easy company to deal with and very friendly staff Reviewed on: 28th April 2025

Love my Zopa card.

Love my Zopa card. Easy to use, would be better as a phone app too Reviewed on: 28th April 2025

Easy to get very helpful would recommend to anyone

Easy to get very helpful would recommend to anyone Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Credit card
from Vanquis 4.39 from 598 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub