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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa - quick, easy, highly recommend

This was the simplest application and card use I have had. Everything works so smoothly through the app. I can easily keep control of my spending and other costs. I wish all my cards were this simple. Reviewed on: 7th April 2021

Zopa review

Its a very good credit card. It let's you now when your cards been used. It tells you when you have only got a small amount left before you reach your limit. I would recommend friends and family to use it. Reviewed on: 7th April 2021

Best flexible bank around.

Zopa are th best bank for modern times. Reviewed on: 7th April 2021

Great service

Easy to use from the app on my mobile, I get a notification for any purchase (contactless or not). Reviewed on: 7th April 2021

Responsible lender

Quick service, reasonable rates. This is unusual from a responsible lender, well done Zopa! Reviewed on: 7th April 2021

Great and easy to use

Very simple app to use and easy to keep track of Reviewed on: 7th April 2021

Excellent company

Easy to use app and great service Reviewed on: 7th April 2021

Easiest banking app I have ever used .

Love Zopa , app is so user friendly . Everything all layered out in a very easy manner . Reviewed on: 7th April 2021

very good service

will use them with no problems Shame they havent got a branch on the high street Reviewed on: 7th April 2021

Very please with the service you get.

Would recommend to anyone as well. Reviewed on: 7th April 2021

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