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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Everything great about Zopla

So far my experience with Zopla has been brilliant quick to approve me ever with a poor credit rating my card was with me and paying bills writhing a couple of days. Also brilliant online app very easy to use 10/10 Reviewed on: 7th April 2021

Very easy to set up

Very easy to set up and easy repayment plan Reviewed on: 7th April 2021

Very professional very easy to use the app no problem very satisfied

Very good at explaining and solving issues Reviewed on: 7th April 2021

Credit card

Great service and app very easy to use and great support Reviewed on: 7th April 2021

Affordable credit card for all low income earner

This is the only card I found with low interest and has no extra charges attached Reviewed on: 7th April 2021

Fantastic card

I have had many credit cards over the years but this is far the best one payments made are instant so you know where you stand when paying your card bill Reviewed on: 7th April 2021

Excellent Service

Really straight forward, from application to terms and conditions right through to their mobile app. Great choice Reviewed on: 7th April 2021

Fantastic

No complaints , very easy to apply with quick response time . App is really good too and easy to use Reviewed on: 7th April 2021

Zopa is super!!!

Zopa is a really good credit card, very user friendly and you know where you are with all aspects of having a credit card! Would totally recommend! Reviewed on: 7th April 2021

Great and straightforward

I have had no problems from the time I got a loan to getting a credit card. The app is very easy to use and if I needed too there was always someone knowageable to talk to. Reviewed on: 7th April 2021

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