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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent best friend

Card is there on hand whenever needed. Reviewed on: 7th April 2021

Great Customer service

Friendly but professional customer service. Quick response and well detailed advice. Reviewed on: 7th April 2021

great

this card is excellent a good creditbuilder Reviewed on: 7th April 2021

Great card

From start to finish to finish easy to use and app is so so simple brilliant. Reviewed on: 7th April 2021

Good

Easy to log in to and navigate. Reviewed on: 7th April 2021

Great

Excellent with everything customer service is spot on and everything is clearly put out to see Reviewed on: 7th April 2021

Everything great about Zopla

So far my experience with Zopla has been brilliant quick to approve me ever with a poor credit rating my card was with me and paying bills writhing a couple of days. Also brilliant online app very easy to use 10/10 Reviewed on: 7th April 2021

Very easy to set up

Very easy to set up and easy repayment plan Reviewed on: 7th April 2021

Very professional very easy to use the app no problem very satisfied

Very good at explaining and solving issues Reviewed on: 7th April 2021

Credit card

Great service and app very easy to use and great support Reviewed on: 7th April 2021

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