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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service for my situation

Zopa acknowledged that my credit wasn’t great, but was improving. My current situation was more important rather than my previous mistakes Reviewed on: 7th April 2021

Easy to use service

Great app and functions. Easy to navigate round. Reviewed on: 7th April 2021

User friendly, on the ball and efficient

Apps seem to be so clunky these days and companies hard to communicate with - not these guys! Always available and app is super easy to use. Great work Reviewed on: 7th April 2021

Good card and app

Good card and app, easy to use and payments are shown quickly. Reviewed on: 7th April 2021

Zopa review

Very good and would certainly recommend them Reviewed on: 7th April 2021

Zopa The friendly Bank.

Zopa have always given me great service with a friendly team and quick service. Reviewed on: 7th April 2021

So simple

Had the cards for a few moths now, easy to apply for and set up App, love the fact that get notifications when I spend on it makes me feel whole lot safer re fraudulent use recommend it to anyone. Reviewed on: 7th April 2021

Smart and efficient

Live and quick up to date information Very efficient accessing account and making payments Reviewed on: 7th April 2021

Good and helpful

Easy to use easy to understand good banking app for your phone or tablet. Good customer service Reviewed on: 7th April 2021

Excellent card good app

Excellent customer service Good app you have many ways to contact the bank This card is good as gold Reviewed on: 7th April 2021

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