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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

So simple

Had the cards for a few moths now, easy to apply for and set up App, love the fact that get notifications when I spend on it makes me feel whole lot safer re fraudulent use recommend it to anyone. Reviewed on: 7th April 2021

Smart and efficient

Live and quick up to date information Very efficient accessing account and making payments Reviewed on: 7th April 2021

Good and helpful

Easy to use easy to understand good banking app for your phone or tablet. Good customer service Reviewed on: 7th April 2021

Excellent card good app

Excellent customer service Good app you have many ways to contact the bank This card is good as gold Reviewed on: 7th April 2021

Brilliant company

Zopa helped me and provided a fantastic service when other companies didn’t. Great to deal with. Reviewed on: 7th April 2021

Credit card

I have poor credit and being given a chance to rebuild via Zopa is a gosh send Reviewed on: 7th April 2021

Best bank

Zopa is very useful and affordable no extra ordinary charges Reviewed on: 7th April 2021

Excellent service

Zopa are a very easy to deal with company and made the process of getting a credit card with them straightforward even if you don't have a perfect credit score. Reviewed on: 7th April 2021

Clear, concise and trustworthy

To be honest to start with I was very dubious about using them as I had never heard of them before, but over the months I have alongside of confidence in them as a credit card company. Zopa has been amazing at keeping me up to date constantly, I always know where I am and what is happening with my balance, the security makes me confident using my card when buying online with its added security step, the app is easy to use, clear and consise. As a credit building card it is very good, by telling you every month how your doing, it has been a life line during these hard times. I have found them to be very trustworthy and clear right from day one. Reviewed on: 7th April 2021

excellent service!!!!

Very professional service always help customers excellent Reviewed on: 7th April 2021

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