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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Brilliant company

5
Zopa helped me and provided a fantastic service when other companies didn’t. Great to deal with. Reviewed on: 7th April 2021
Sara's avatar
Sara

Credit card

5
I have poor credit and being given a chance to rebuild via Zopa is a gosh send Reviewed on: 7th April 2021
josephine32@hotmail.co.uk's avatar
[email protected]

Best bank

5
Zopa is very useful and affordable no extra ordinary charges Reviewed on: 7th April 2021
Wolexx OG's avatar
Wolexx OG

Excellent service

5
Zopa are a very easy to deal with company and made the process of getting a credit card with them straightforward even if you don't have a perfect credit score. Reviewed on: 7th April 2021
Tom Cassidy.'s avatar
Tom Cassidy.

Clear, concise and trustworthy

5
To be honest to start with I was very dubious about using them as I had never heard of them before, but over the months I have alongside of confidence in them as a credit card company. Zopa has been amazing at keeping me up to date constantly, I always know where I am and what is happening with my balance, the security makes me confident using my card when buying online with its added security step, the app is easy to use, clear and consise. As a credit building card it is very good, by telling you every month how your doing, it has been a life line during these hard times. I have found them to be very trustworthy and clear right from day one. Reviewed on: 7th April 2021
Tara's avatar
Tara

excellent service!!!!

5
Very professional service always help customers excellent Reviewed on: 7th April 2021
mark1's avatar
mark1

Excellent service

5
Very easy to use and to keep track of my finances. Reviewed on: 7th April 2021
Tony Beards's avatar
Tony Beards

Great bank great service

5
Great bank great service build your credit score Reviewed on: 7th April 2021
David norrington's avatar
David norrington

Excellent card

5
A great card, with a small credit limit, so you can't get too much in debt, but it's there when you really need it, and great for building your credit rating Reviewed on: 7th April 2021
Shaun's avatar
Shaun

A pleasure to be apart of the Zopa team

5
Zopa are great and an excellent product would to recommend to anyone Reviewed on: 7th April 2021
james.hopkins1926@live.co.uk's avatar
[email protected]

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