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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa review

Very good and would certainly recommend them Reviewed on: 7th April 2021

Zopa The friendly Bank.

Zopa have always given me great service with a friendly team and quick service. Reviewed on: 7th April 2021

So simple

Had the cards for a few moths now, easy to apply for and set up App, love the fact that get notifications when I spend on it makes me feel whole lot safer re fraudulent use recommend it to anyone. Reviewed on: 7th April 2021

Smart and efficient

Live and quick up to date information Very efficient accessing account and making payments Reviewed on: 7th April 2021

Good and helpful

Easy to use easy to understand good banking app for your phone or tablet. Good customer service Reviewed on: 7th April 2021

Excellent card good app

Excellent customer service Good app you have many ways to contact the bank This card is good as gold Reviewed on: 7th April 2021

Brilliant company

Zopa helped me and provided a fantastic service when other companies didn’t. Great to deal with. Reviewed on: 7th April 2021

Credit card

I have poor credit and being given a chance to rebuild via Zopa is a gosh send Reviewed on: 7th April 2021

Best bank

Zopa is very useful and affordable no extra ordinary charges Reviewed on: 7th April 2021

Excellent service

Zopa are a very easy to deal with company and made the process of getting a credit card with them straightforward even if you don't have a perfect credit score. Reviewed on: 7th April 2021

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