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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Clear, concise and trustworthy

5
To be honest to start with I was very dubious about using them as I had never heard of them before, but over the months I have alongside of confidence in them as a credit card company. Zopa has been amazing at keeping me up to date constantly, I always know where I am and what is happening with my balance, the security makes me confident using my card when buying online with its added security step, the app is easy to use, clear and consise. As a credit building card it is very good, by telling you every month how your doing, it has been a life line during these hard times. I have found them to be very trustworthy and clear right from day one. Reviewed on: 7th April 2021
Tara's avatar
Tara

excellent service!!!!

5
Very professional service always help customers excellent Reviewed on: 7th April 2021
mark1's avatar
mark1

Excellent service

5
Very easy to use and to keep track of my finances. Reviewed on: 7th April 2021
Tony Beards's avatar
Tony Beards

Great bank great service

5
Great bank great service build your credit score Reviewed on: 7th April 2021
David norrington's avatar
David norrington

Excellent card

5
A great card, with a small credit limit, so you can't get too much in debt, but it's there when you really need it, and great for building your credit rating Reviewed on: 7th April 2021
Shaun's avatar
Shaun

A pleasure to be apart of the Zopa team

5
Zopa are great and an excellent product would to recommend to anyone Reviewed on: 7th April 2021
james.hopkins1926@live.co.uk's avatar
[email protected]

Really easy to understand and use

5
Top credit card very easy to use and very clear to understand Reviewed on: 7th April 2021
Thomas EDWARDS 's avatar
Thomas EDWARDS

Excellent card

5
An Amazing self service portal and really easy to use! Reviewed on: 7th April 2021
AZIZ SHAH's avatar
AZIZ SHAH

Want to build your credit rating?

5
Excellent service, able to monitor your borrowing power! Reviewed on: 7th April 2021
Kauthar's avatar
Kauthar

Made so simple , always answered my queries fast and every time

5
The easiest way I've ever dealt with a credit card company Reviewed on: 7th April 2021
Michael Begg 's avatar
Michael Begg

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