Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really easy to understand and use

Top credit card very easy to use and very clear to understand Reviewed on: 7th April 2021

Excellent card

An Amazing self service portal and really easy to use! Reviewed on: 7th April 2021

Want to build your credit rating?

Excellent service, able to monitor your borrowing power! Reviewed on: 7th April 2021

Made so simple , always answered my queries fast and every time

The easiest way I've ever dealt with a credit card company Reviewed on: 7th April 2021

Highly Recommend....

I would recommend zopa credit card to all my friends, family and colleagues. The whole process from checking your balance and making payments is quick and easily. Highly recommend ...you will not be disappointed. I vote them the best card for 2021. Reviewed on: 7th April 2021

good

good customer experience wood recommeded to all freinds and family Reviewed on: 7th April 2021

Perfect

Great service, easy to use and good at reminding you about payments Reviewed on: 7th April 2021

Best card Iv ever had

Fast processing of transactions, real time information of any transactions Easy to apply Reviewed on: 7th April 2021

Great card

Application was simple, the credit limit is manageable and the app is excellent Reviewed on: 7th April 2021

Perfection

A wonderfully easy to use card and app....would highly recommend Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.70 from 100 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub