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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa dooper

Great card pay off in full every month payment reflects instant so zero problems Reviewed on: 7th April 2021

Super zopa

Gear customer service and very friendly and professional Reviewed on: 7th April 2021

Yep

Increase my credit limit please Reviewed on: 7th April 2021

Really good, loyal and highly recommended

I had an issue with an order which I couldn't dispute myself but I phoned zopa and they sorted the issue and refunded the money without hesitation. Amazing work and loyal to their customers and users. Reviewed on: 7th April 2021

Easy to use and card quick to arrive

Easy, no nonsense and provided further insight to other financial options. Reviewed on: 7th April 2021

Great friendly

Great experience no problems always ready to help Reviewed on: 7th April 2021

Exvellent card

Best credit card used very easy to operate ans the best and easiest app .. Reviewed on: 7th April 2021

Excellent online banking service.

Everything is in one place, easy to check your account anytime day or night. Reviewed on: 7th April 2021

Brilliant bank

Just so good for us oldies ease of use and very helpful over the phone thanks again Reviewed on: 7th April 2021

Easy access clear instructions

Would recommend clear statements easy to manage around the internet Reviewed on: 7th April 2021

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