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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly Recommend....

I would recommend zopa credit card to all my friends, family and colleagues. The whole process from checking your balance and making payments is quick and easily. Highly recommend ...you will not be disappointed. I vote them the best card for 2021. Reviewed on: 7th April 2021

good

good customer experience wood recommeded to all freinds and family Reviewed on: 7th April 2021

Perfect

Great service, easy to use and good at reminding you about payments Reviewed on: 7th April 2021

Best card Iv ever had

Fast processing of transactions, real time information of any transactions Easy to apply Reviewed on: 7th April 2021

Great card

Application was simple, the credit limit is manageable and the app is excellent Reviewed on: 7th April 2021

Perfection

A wonderfully easy to use card and app....would highly recommend Reviewed on: 7th April 2021

Zopa dooper

Great card pay off in full every month payment reflects instant so zero problems Reviewed on: 7th April 2021

Super zopa

Gear customer service and very friendly and professional Reviewed on: 7th April 2021

Yep

Increase my credit limit please Reviewed on: 7th April 2021

Really good, loyal and highly recommended

I had an issue with an order which I couldn't dispute myself but I phoned zopa and they sorted the issue and refunded the money without hesitation. Amazing work and loyal to their customers and users. Reviewed on: 7th April 2021

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