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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit card

I've been using Zopa credit card for the long time and I'm very happy with it. I would very much recommend it to everybody. Reviewed on: 7th April 2021

Excellent

Very easy to use app, check balances make payments Reviewed on: 7th April 2021

Friendly service

Friendly and helpful overall great service Reviewed on: 7th April 2021

Credit card

Excellent service I would highly recommend to friends and family Reviewed on: 7th April 2021

GREAT PRODUCT

I WILL ALWAYS RECOMMEND ZOPA TO MY FRIENDS Reviewed on: 7th April 2021

Awesome

Gave me credit when no one else would, has helped me with managing said credit Reviewed on: 7th April 2021

Zopa Review

Absolutely smashing bank very kind and helpful people who work here and amazing support throughout my time at Zopa! Reviewed on: 7th April 2021

I am satisfied with the services of Zopa

I am satisfied with the services of Zopa Reviewed on: 7th April 2021

Services

Good customer service and happy Reviewed on: 7th April 2021

Very good

Zopa really helps people i am very happy Reviewed on: 7th April 2021

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