Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa Review

Absolutely smashing bank very kind and helpful people who work here and amazing support throughout my time at Zopa! Reviewed on: 7th April 2021

I am satisfied with the services of Zopa

I am satisfied with the services of Zopa Reviewed on: 7th April 2021

Services

Good customer service and happy Reviewed on: 7th April 2021

Very good

Zopa really helps people i am very happy Reviewed on: 7th April 2021

Good service

Never been let down, always good service Reviewed on: 7th April 2021

Good Services

Very reliable and easy to use. I will recommend anyone to use Reviewed on: 7th April 2021

Fantastic experience

New had any issues with these guys, would highly recommend Reviewed on: 7th April 2021

Excellent app

Zopa is very helpful keeping me on top of my credit rating and helping me improve everyday they keep me updated with the latest offers and also affordable repayments which suit me. I would highly recommend to anyone who is looking for credit card and help to improve your credit score. I have found this pandemic hard on me even though I’m a care worker zopa have supported me when I thought I couldn’t improve anything Reviewed on: 7th April 2021

Excellent service

The zopa credit card and app are excellent to use and understand. Everything is simple and very well thought out. All in all a card I would recommend to anyone Reviewed on: 7th April 2021

Great credit build

Great to build credit also reasonable interest. Brilliant communication. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.23 from 561 reviews
Credit card
from PayPal 4.90 from 81 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub