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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

GREAT PRODUCT

I WILL ALWAYS RECOMMEND ZOPA TO MY FRIENDS Reviewed on: 7th April 2021

Awesome

Gave me credit when no one else would, has helped me with managing said credit Reviewed on: 7th April 2021

Zopa Review

Absolutely smashing bank very kind and helpful people who work here and amazing support throughout my time at Zopa! Reviewed on: 7th April 2021

I am satisfied with the services of Zopa

I am satisfied with the services of Zopa Reviewed on: 7th April 2021

Services

Good customer service and happy Reviewed on: 7th April 2021

Very good

Zopa really helps people i am very happy Reviewed on: 7th April 2021

Good service

Never been let down, always good service Reviewed on: 7th April 2021

Good Services

Very reliable and easy to use. I will recommend anyone to use Reviewed on: 7th April 2021

Fantastic experience

New had any issues with these guys, would highly recommend Reviewed on: 7th April 2021

Excellent app

Zopa is very helpful keeping me on top of my credit rating and helping me improve everyday they keep me updated with the latest offers and also affordable repayments which suit me. I would highly recommend to anyone who is looking for credit card and help to improve your credit score. I have found this pandemic hard on me even though I’m a care worker zopa have supported me when I thought I couldn’t improve anything Reviewed on: 7th April 2021

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