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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

This is a company that puts my interests before there own profits

I have only been using ZOPA for a 6months or so But there are no automatic credit increases you get a report every month assessment telling you keep doing what your doing And not trying to increase your limit I’m starting to get a good credit score Reviewed on: 7th April 2021

Great credit card

Easy to use app and over all experience is brilliant Reviewed on: 7th April 2021

Easy, modern

All information is clear to see and is quickly updated. Very easy app and reliable. Reviewed on: 7th April 2021

Amazing for helping rebuild credit

Zoopa has given me an opportunity to improve my credit and brighten my future. Easy to use with the app. Best customer service. Would recommend over and over again Reviewed on: 7th April 2021

Brilliant

Everything you want in a credit card and better . Fast accepting , low payments & easy online access Reviewed on: 7th April 2021

Great product

Perfect product and good rates. Ability to use when needed and all info on spending and improving my credit rating. Would recommend. Reviewed on: 7th April 2021

quick and easy

simple to use. smart interface. good comms Reviewed on: 7th April 2021

Excellence

A Great company, easy to work with, and will worth joining. Reviewed on: 7th April 2021

Quick and easy service

Always quick with processing payments, never had any problems with Zopa Reviewed on: 7th April 2021

Totally great service

Brilliant usage, fantastic app, perfect bill paying ( quick and efficient). Just a thoroughly nice and easy way to pay. Reviewed on: 7th April 2021

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