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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

quick and easy

simple to use. smart interface. good comms Reviewed on: 7th April 2021

Excellence

A Great company, easy to work with, and will worth joining. Reviewed on: 7th April 2021

Quick and easy service

Always quick with processing payments, never had any problems with Zopa Reviewed on: 7th April 2021

Totally great service

Brilliant usage, fantastic app, perfect bill paying ( quick and efficient). Just a thoroughly nice and easy way to pay. Reviewed on: 7th April 2021

Zopa is so good

Zopa is so easy to use there app is great too and helpful Reviewed on: 7th April 2021

Excellent service

Easy to use with real time updates Reviewed on: 7th April 2021

Great

Found them easy to talk too and easy to do things online Reviewed on: 7th April 2021

Fantastic Lender

I have a few credit cards and I always say to my partner Zopa is my favourite and he laughs at me, but it really is. Although I have a lower credit limit with this card I use it often due to the ease of transactions, payments and low interest rates. I also find the app interesting and easy to use and monitor, love how my spending is categorised too (even though this can sometimes serve as a wake up call!) The card itself is bright so not easy to loose. Overall I rate Zopa really highly and look forward to continuing to use them. Reviewed on: 7th April 2021

Moderate Users

Excellent and easy to use fast on payments very user friendly, however have to wait very long for increased credit limit and very strict Reviewed on: 7th April 2021

Excellent

Great customer service. Easy to use. App great too Reviewed on: 7th April 2021

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