Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Credit card

It’s a great App for the credit card. Reviewed on: 7th April 2021

Brilliant Credit card

Zopa credit card is good for everyday spending and takes few minutes to complete online request if eligible card is recieved quickly without delay Reviewed on: 7th April 2021

BRILLIANT!!!!

Very good credit card and customer service. They never increase your credit limit just on there say so. They look at your affordable and personal circumstances. Making payments can not be simpler with your balance up dating straight away. Reviewed on: 7th April 2021

Excellent customer service

Easy to use, excellent service. The app is an easy set up and makes it easy to make the payments with the click of a finger Reviewed on: 7th April 2021

Honest, fair lender.

Not much to say. Reliable, honest and fair lender! Reviewed on: 7th April 2021

Zopa credit card

Excellent card Gave me a card when other companies wouldn’t and been very helpful Reviewed on: 7th April 2021

Brillliant

Easy card to use ,payments are fair and the app is really easy to use thank you . Reviewed on: 7th April 2021

Great service

Is very straight forward to set up and very easy app aswel also the customer service is fantastic Reviewed on: 7th April 2021

WHY CHOOSE ANYONE ELSE

I have been with ZOPA for a while now and hand on heart they are the easiest to deal with the extras you get and all the helpful advice on credit building, the App is brilliant love them to bits... Reviewed on: 7th April 2021

Reasonable borrowing terms

Very much helpful and gives borrowers the flexibility to make payments according to your status and very affordable Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub