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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

So easy !

Quick approval and card sent straight away Reviewed on: 7th April 2021

Omg need another one

It is easy to use and they keep u updated wot go out too Reviewed on: 7th April 2021

Great card

Highly recommend this credit card. It’s great to have, super handy and comes with great extras. Even sends me a text when I use it! Fabulous company. Reviewed on: 7th April 2021

Easy to use, friendly credit card company

Not had my card long, but it has been a faultless service so far. Easy application and easy to use app. Reviewed on: 7th April 2021

Fab company

I have both a credit card and loan with Zopa. The whole process was simple, straightforward and easy to manage! Setting everything up was brilliant and the app to check my accounts is so easy to navigate. Wouldn’t hesitate to go with Zopa. Reviewed on: 7th April 2021

Great cc

Helping boost credit score!!!!!!! Reviewed on: 7th April 2021

ZOPA is the new generation of credit card

Excellent service, the APP is so simple to use, whether you want to set up automatic payments or one off payment. It's so easy. Reviewed on: 7th April 2021

Fantastic

Fantastic service easy to use app Reviewed on: 7th April 2021

Easy to access refreshingly different

Simple process and lots of great ideas and support Reviewed on: 7th April 2021

Helpful good app

Helpful good app recommended to friends Reviewed on: 7th April 2021

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