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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Moderate Users

Excellent and easy to use fast on payments very user friendly, however have to wait very long for increased credit limit and very strict Reviewed on: 7th April 2021

Excellent

Great customer service. Easy to use. App great too Reviewed on: 7th April 2021

Credit card

It’s a great App for the credit card. Reviewed on: 7th April 2021

Brilliant Credit card

Zopa credit card is good for everyday spending and takes few minutes to complete online request if eligible card is recieved quickly without delay Reviewed on: 7th April 2021

BRILLIANT!!!!

Very good credit card and customer service. They never increase your credit limit just on there say so. They look at your affordable and personal circumstances. Making payments can not be simpler with your balance up dating straight away. Reviewed on: 7th April 2021

Excellent customer service

Easy to use, excellent service. The app is an easy set up and makes it easy to make the payments with the click of a finger Reviewed on: 7th April 2021

Honest, fair lender.

Not much to say. Reliable, honest and fair lender! Reviewed on: 7th April 2021

Zopa credit card

Excellent card Gave me a card when other companies wouldn’t and been very helpful Reviewed on: 7th April 2021

Brillliant

Easy card to use ,payments are fair and the app is really easy to use thank you . Reviewed on: 7th April 2021

Great service

Is very straight forward to set up and very easy app aswel also the customer service is fantastic Reviewed on: 7th April 2021

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