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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fab company

I have both a credit card and loan with Zopa. The whole process was simple, straightforward and easy to manage! Setting everything up was brilliant and the app to check my accounts is so easy to navigate. Wouldn’t hesitate to go with Zopa. Reviewed on: 7th April 2021

Great cc

Helping boost credit score!!!!!!! Reviewed on: 7th April 2021

ZOPA is the new generation of credit card

Excellent service, the APP is so simple to use, whether you want to set up automatic payments or one off payment. It's so easy. Reviewed on: 7th April 2021

Fantastic

Fantastic service easy to use app Reviewed on: 7th April 2021

Easy to access refreshingly different

Simple process and lots of great ideas and support Reviewed on: 7th April 2021

Helpful good app

Helpful good app recommended to friends Reviewed on: 7th April 2021

Excellent

Friendly company!! Also have a loan with them Reviewed on: 7th April 2021

Easy to use the app

Good experience helpful and good for showing loan options Reviewed on: 7th April 2021

Zopa card is best better than the rest

Good service from great staff and never a bother so why use another Reviewed on: 7th April 2021

Great service

Great service and ease of process Reviewed on: 7th April 2021

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