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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Excellent

5
Friendly company!! Also have a loan with them Reviewed on: 7th April 2021
JAMESPETER3@sky.com's avatar
[email protected]

Easy to use the app

4
Good experience helpful and good for showing loan options Reviewed on: 7th April 2021
Gordon's avatar
Gordon

Zopa card is best better than the rest

5
Good service from great staff and never a bother so why use another Reviewed on: 7th April 2021
Christopher Parke's avatar
Christopher Parke

Great service

5
Great service and ease of process Reviewed on: 7th April 2021
Nige Harfield's avatar
Nige Harfield

Excellent

5
I found the card and online banking services very very easy to use Reviewed on: 7th April 2021
Sonia Howells 's avatar
Sonia Howells

Very efficient and very helpful

5
It was such a easy transition quick and simple and the app is great to Reviewed on: 7th April 2021
andy.holmes@rtggroup.co.uk's avatar
[email protected]

Excellent for building credit rating

5
I was having trouble getting and credit as my credit rating was low, Zopa have been great from approval to constantly providing tips of how to improve. Reviewed on: 7th April 2021
Parvendra Sandhu's avatar
Parvendra Sandhu

Superb Starter Card

5
Fantastic breeze with letting you see how a lender can view you Reviewed on: 7th April 2021
Stuart Pankhurst's avatar
Stuart Pankhurst

Great credit card!

5
Great card and an easy to understand help for how to improve your credit score. Reviewed on: 7th April 2021
Paul's avatar
Paul

Best bank

5
Transparent bank, with friendly staff on hand whenever needed. Highly recommended. Reviewed on: 7th April 2021
John's avatar
John

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