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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Easy to access refreshingly different

5
Simple process and lots of great ideas and support Reviewed on: 7th April 2021

Helpful good app

5
Helpful good app recommended to friends Reviewed on: 7th April 2021

Excellent

5
Friendly company!! Also have a loan with them Reviewed on: 7th April 2021

Easy to use the app

4
Good experience helpful and good for showing loan options Reviewed on: 7th April 2021

Zopa card is best better than the rest

5
Good service from great staff and never a bother so why use another Reviewed on: 7th April 2021

Great service

5
Great service and ease of process Reviewed on: 7th April 2021

Excellent

5
I found the card and online banking services very very easy to use Reviewed on: 7th April 2021

Very efficient and very helpful

5
It was such a easy transition quick and simple and the app is great to Reviewed on: 7th April 2021

Excellent for building credit rating

5
I was having trouble getting and credit as my credit rating was low, Zopa have been great from approval to constantly providing tips of how to improve. Reviewed on: 7th April 2021

Superb Starter Card

5
Fantastic breeze with letting you see how a lender can view you Reviewed on: 7th April 2021

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