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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

Brilliant

5
So helpful and useful! Quick and easy set up and super quick card replacement and customer service! 100% would recommend to some how just need help with staying on top of everything!! :) Reviewed on: 7th April 2021
Alex austin 's avatar
Alex austin

Great company to use

5
I'd definitely recommend this company as they have given me a credit card whilst still being on my path to make my credit score better! Hats off to them Reviewed on: 7th April 2021
Ben macliston's avatar
Ben macliston

Brilliant service

5
Easy to use, friendly customer services. Reviewed on: 7th April 2021
jamiestead5@googlemail.com's avatar
[email protected]

Fabulous

5
I love Zopa. The app is so easy to use, affordable credit limit, innovative, easy and efficient service! Reviewed on: 7th April 2021
Becky Metcalfe's avatar
Becky Metcalfe

Brilliant credit card

5
Great app and great credit card very handy and great to have Reviewed on: 7th April 2021
A CLIVE's avatar
A CLIVE

Easy to use

5
Easy to use and understand the app is so easy to use to Reviewed on: 7th April 2021
Siobhan Kingston's avatar
Siobhan Kingston

Hyperfast and futureproof!

5
Well from application (which was so simple) to setting up the app Zopa is just fantastic! I can keep control of my spending, payments and I get little notifications about my new credit amount! It’s just fantastic! Everyday use and so convenient. Thanks Zopa! Reviewed on: 7th April 2021
Antonyork84 's avatar
Antonyork84

Fantastic Service

5
I spoke with genuine, friendly professional staff who were empathetic and helpful Reviewed on: 7th April 2021
Kim Horwood's avatar
Kim Horwood

Great and easy service

5
Never had a issue so easy and user friendly Reviewed on: 7th April 2021
John elliott's avatar
John elliott

Future in Banking

5
This is probably the easiest and most professional way of banking . No issues with initial applications , keep you well updated and offers are constantly updated meeting the needs of everyone . Definitely number one bank for me above all high street banks services previously used. Reviewed on: 7th April 2021
hughgoudie100@gmail.com's avatar
[email protected]

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