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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card!

Great card and an easy to understand help for how to improve your credit score. Reviewed on: 7th April 2021

Best bank

Transparent bank, with friendly staff on hand whenever needed. Highly recommended. Reviewed on: 7th April 2021

Brilliant

So helpful and useful! Quick and easy set up and super quick card replacement and customer service! 100% would recommend to some how just need help with staying on top of everything!! :) Reviewed on: 7th April 2021

Great company to use

I'd definitely recommend this company as they have given me a credit card whilst still being on my path to make my credit score better! Hats off to them Reviewed on: 7th April 2021

Brilliant service

Easy to use, friendly customer services. Reviewed on: 7th April 2021

Fabulous

I love Zopa. The app is so easy to use, affordable credit limit, innovative, easy and efficient service! Reviewed on: 7th April 2021

Brilliant credit card

Great app and great credit card very handy and great to have Reviewed on: 7th April 2021

Easy to use

Easy to use and understand the app is so easy to use to Reviewed on: 7th April 2021

Hyperfast and futureproof!

Well from application (which was so simple) to setting up the app Zopa is just fantastic! I can keep control of my spending, payments and I get little notifications about my new credit amount! It’s just fantastic! Everyday use and so convenient. Thanks Zopa! Reviewed on: 7th April 2021

Fantastic Service

I spoke with genuine, friendly professional staff who were empathetic and helpful Reviewed on: 7th April 2021

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