Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great and very easy to do business with

Since being with Zopa I have found that their service is second to none and Very easy to use Reviewed on: 7th April 2021

Easy well rounded credit card

Easy to see and explained fees also worked from minute one and had no problems using it to purchase things unlike some others I have used in the past Reviewed on: 7th April 2021

Good service

I'm very happy to use zoopa, good service. Reviewed on: 7th April 2021

Amazing

I couldn't be happier with it to be honest! Reviewed on: 7th April 2021

A grateful customer

I am a new customer to Zopa but find this very helpful especially zero interest on spending for I believe its quite a long period of time. Thank you Zopa, I am grateful. Reviewed on: 7th April 2021

Best card

Best and easy to use card Helpful and friendly staff Easy to contact Reviewed on: 7th April 2021

Great company

Easy process easy to use app and good tools on the app Reviewed on: 7th April 2021

Nice

Good service and good conduct very good communication Reviewed on: 7th April 2021

Excellent service and product

I love this product and it’s flexibility. Reviewed on: 7th April 2021

Perfect people focussed banking and support

Excellent CC function and excellent car loan facilities. Friendly professional staff. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
British Airways credit card
from American Express 4.42 from 88 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub