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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very satisfied

Satisfied from the beginning since opening account would recommend to Reviewed on: 7th April 2021

Excellent credit card

So easy to understand. Regular updates. Easy online access to view your account. Reviewed on: 7th April 2021

Great and very easy to do business with

Since being with Zopa I have found that their service is second to none and Very easy to use Reviewed on: 7th April 2021

Easy well rounded credit card

Easy to see and explained fees also worked from minute one and had no problems using it to purchase things unlike some others I have used in the past Reviewed on: 7th April 2021

Good service

I'm very happy to use zoopa, good service. Reviewed on: 7th April 2021

Amazing

I couldn't be happier with it to be honest! Reviewed on: 7th April 2021

A grateful customer

I am a new customer to Zopa but find this very helpful especially zero interest on spending for I believe its quite a long period of time. Thank you Zopa, I am grateful. Reviewed on: 7th April 2021

Best card

Best and easy to use card Helpful and friendly staff Easy to contact Reviewed on: 7th April 2021

Great company

Easy process easy to use app and good tools on the app Reviewed on: 7th April 2021

Nice

Good service and good conduct very good communication Reviewed on: 7th April 2021

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