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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A grateful customer

I am a new customer to Zopa but find this very helpful especially zero interest on spending for I believe its quite a long period of time. Thank you Zopa, I am grateful. Reviewed on: 7th April 2021

Best card

Best and easy to use card Helpful and friendly staff Easy to contact Reviewed on: 7th April 2021

Great company

Easy process easy to use app and good tools on the app Reviewed on: 7th April 2021

Nice

Good service and good conduct very good communication Reviewed on: 7th April 2021

Excellent service and product

I love this product and it’s flexibility. Reviewed on: 7th April 2021

Perfect people focussed banking and support

Excellent CC function and excellent car loan facilities. Friendly professional staff. Reviewed on: 7th April 2021

Up to date and in conrol

Zopa notifys you when you spend where you spend in an imstant keepimg you in comtrol . App is so easy to use managing your account . Fantastic . Reviewed on: 7th April 2021

Communication

Absolutely brilliant from the moment i applied and nothing has changed since would highly recommend Reviewed on: 7th April 2021

Fantastic easy to use

Recommend to anyone i use mine every month as a shopping card then pay straight off as I get paid had it fire a good few months now no issues Reviewed on: 7th April 2021

Best Credit Card

Easy to set up easy to use app to keep track of your spending no problems A+++++ Reviewed on: 7th April 2021

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