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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

ITZOPATIME

Easy to use, helps you save, helps you understand your credit and helps you better your credit score. ZOPA gave me the chance to better my life. So for me every time is ZOPA time. Reviewed on: 7th April 2021

Quick, professional, simple

Fantastic service. Quick and simple to apply. Can access statements and account at anytime. Never had any issues with Zopa Reviewed on: 7th April 2021

Easy to use and app is good

Easy working app no problems at all Reviewed on: 7th April 2021

Wow what a card

Wow what a great card. Havent used it yet but my word.i can imagine the possibilities Reviewed on: 7th April 2021

Exceptional rates and service

Fantastic loan offers paid out in minutes,would highly recommend Reviewed on: 7th April 2021

Great service

Great app and service always keep on track Reviewed on: 7th April 2021

Simple convenient

I got zopa as a spare card. Very simple , payments easy and app is superb . Thanks Zopa Reviewed on: 7th April 2021

Ronseal

Does what it says on the tin easy to use live notifications Reviewed on: 7th April 2021

Great card

Simple to use app and card activation Reviewed on: 7th April 2021

excellent app

fantastic app , immediate credit and up to min balance Reviewed on: 7th April 2021

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