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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Safe

Good safe account & easy to use Reviewed on: 7th April 2021

New kid on the block!!!

Zopa have lots if different offers to suit different budgets!! They also have Reviewed on: 7th April 2021

ITZOPATIME

Easy to use, helps you save, helps you understand your credit and helps you better your credit score. ZOPA gave me the chance to better my life. So for me every time is ZOPA time. Reviewed on: 7th April 2021

Quick, professional, simple

Fantastic service. Quick and simple to apply. Can access statements and account at anytime. Never had any issues with Zopa Reviewed on: 7th April 2021

Easy to use and app is good

Easy working app no problems at all Reviewed on: 7th April 2021

Wow what a card

Wow what a great card. Havent used it yet but my word.i can imagine the possibilities Reviewed on: 7th April 2021

Exceptional rates and service

Fantastic loan offers paid out in minutes,would highly recommend Reviewed on: 7th April 2021

Great service

Great app and service always keep on track Reviewed on: 7th April 2021

Simple convenient

I got zopa as a spare card. Very simple , payments easy and app is superb . Thanks Zopa Reviewed on: 7th April 2021

Ronseal

Does what it says on the tin easy to use live notifications Reviewed on: 7th April 2021

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