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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Ease of use

Easy to use app well presented with other information on there Reviewed on: 7th April 2021

Best for low credit score

Quick and easy to get with low credit score. Reviewed on: 7th April 2021

Common sense finance

Easy to apply, quick approval and really simple to manage! Highly recommended!! A great way to build or rebuild credit. Reviewed on: 7th April 2021

It's fantastic I love it

It's fantastic it's 1 of the best cards I have ever had I'd definitely recommend this to friends and family. Reviewed on: 7th April 2021

Great

Needed to improve my credit rating, and they have gave me the chance to do exactly that. Have had no issues. Zopa helped when no one else would. Reviewed on: 7th April 2021

Helps you get better with money

This card is very good at helping you with you’re spending,it lets you know where you stand with money etc. Reviewed on: 7th April 2021

Very impressive

A credit card company that puts you in control Reviewed on: 7th April 2021

Best Credit Card On Offer

Support team has been very helpful and phone app is very user friendly and intuitive. Reviewed on: 7th April 2021

Excellent credit card

Easy to set up the account,works very for my needs well AAAA+ Reviewed on: 7th April 2021

Plain and Simple Credit Card

Just a plain straightforward approach to a credit card easy to use,make payments and manage your spending with a great App too that keeps you on the straight and narrow Reviewed on: 7th April 2021

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