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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Exceptional rates and service

Fantastic loan offers paid out in minutes,would highly recommend Reviewed on: 7th April 2021

Great service

Great app and service always keep on track Reviewed on: 7th April 2021

Simple convenient

I got zopa as a spare card. Very simple , payments easy and app is superb . Thanks Zopa Reviewed on: 7th April 2021

Ronseal

Does what it says on the tin easy to use live notifications Reviewed on: 7th April 2021

Great card

Simple to use app and card activation Reviewed on: 7th April 2021

excellent app

fantastic app , immediate credit and up to min balance Reviewed on: 7th April 2021

Ease of use

Easy to use app well presented with other information on there Reviewed on: 7th April 2021

Best for low credit score

Quick and easy to get with low credit score. Reviewed on: 7th April 2021

Common sense finance

Easy to apply, quick approval and really simple to manage! Highly recommended!! A great way to build or rebuild credit. Reviewed on: 7th April 2021

It's fantastic I love it

It's fantastic it's 1 of the best cards I have ever had I'd definitely recommend this to friends and family. Reviewed on: 7th April 2021

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