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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Top class service

Easy to contact and be approved great service from start to end backed up by a good app Reviewed on: 7th April 2021

Excellent service and straightforward

Zopa has been great, easy to use app service and has helped rebuild my credit score. Highly recommend Reviewed on: 7th April 2021

Preparing for the future

After making some bad financial decisions over the years I have had to star again. Zola has helped me and now I am getting there with some new hope and confidence Reviewed on: 7th April 2021

Credit Card for the Zappy

I found dealing with Zopa straightforward and thorough. I have every confidence in a good future with them Reviewed on: 7th April 2021

Great Credit Card

A credit company that puts the customer s first. A credit comythat acts fair and responsible. I fully recommend them. Reviewed on: 7th April 2021

Easy application process and very helpful support staff

Getting new Zopa credit card was seamless experience. Online application form proved to be very simple and foolproof. Then the decision - right after push of a button. Approved! Reviewed on: 7th April 2021

Great customer service

Very polite and helpful and great customer service Reviewed on: 7th April 2021

Recommend zopa

I applied for the zopa credit card it was easy and I got an answer straight away.and it didn't take long for my card to arrive Reviewed on: 7th April 2021

Best card ever!

Easy to use. Reliable. I would highly recommend. Reviewed on: 7th April 2021

Amazing so far!

Zopa accepted me even with bad credit and have helped to re build my credit score! Reviewed on: 7th April 2021

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