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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Needed to improve my credit rating, and they have gave me the chance to do exactly that. Have had no issues. Zopa helped when no one else would. Reviewed on: 7th April 2021

Helps you get better with money

This card is very good at helping you with you’re spending,it lets you know where you stand with money etc. Reviewed on: 7th April 2021

Very impressive

A credit card company that puts you in control Reviewed on: 7th April 2021

Best Credit Card On Offer

Support team has been very helpful and phone app is very user friendly and intuitive. Reviewed on: 7th April 2021

Excellent credit card

Easy to set up the account,works very for my needs well AAAA+ Reviewed on: 7th April 2021

Plain and Simple Credit Card

Just a plain straightforward approach to a credit card easy to use,make payments and manage your spending with a great App too that keeps you on the straight and narrow Reviewed on: 7th April 2021

Top class service

Easy to contact and be approved great service from start to end backed up by a good app Reviewed on: 7th April 2021

Excellent service and straightforward

Zopa has been great, easy to use app service and has helped rebuild my credit score. Highly recommend Reviewed on: 7th April 2021

Preparing for the future

After making some bad financial decisions over the years I have had to star again. Zola has helped me and now I am getting there with some new hope and confidence Reviewed on: 7th April 2021

Credit Card for the Zappy

I found dealing with Zopa straightforward and thorough. I have every confidence in a good future with them Reviewed on: 7th April 2021

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