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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Excellent service

4
I would recommend to anyone great service easy to use app Reviewed on: 7th April 2021
darren_thelwall@hotmail.com's avatar
[email protected]

Best card ever

5
Perfect faultless card ideal for all age groups just wish it would work with Apple Pay Reviewed on: 7th April 2021
Paul 's avatar
Paul

100% worth having

5
Can't fault Zopa Probaly the best card around for my low credit rating Thank you Zopa Reviewed on: 7th April 2021
Stu's avatar
Stu

Great credit card

5
Amazing service, their app is on spot. Plus the moment you pay for outstanding, it clears immediately Reviewed on: 7th April 2021
Aamir Hayat's avatar
Aamir Hayat

Best card ever

5
Instant payments no waiting instant balance update highly recommended Reviewed on: 7th April 2021
Marek Szabo's avatar
Marek Szabo

Very good

5
They are really good and will always be there to help Reviewed on: 7th April 2021
Karen Cromack's avatar
Karen Cromack

Fast clear easy

5
Fast to set up. Clear to see what you spend and when to pay. Easy! Reviewed on: 7th April 2021
Shaun Shelts's avatar
Shaun Shelts

Dynamic excellence

5
I'm new to zopa it has been a god send to have it is very useful and hope my experience will get even better!!! Reviewed on: 7th April 2021
David 's avatar
David

Mr

5
Convenient easy mobile app friendly Reviewed on: 7th April 2021
Dennis Johnson's avatar
Dennis Johnson

Next level banking

5
Straight forward, quick and easy to use app. Notifications are given in real time. I highly recommend!! Reviewed on: 7th April 2021
Fitzroy Hamilton's avatar
Fitzroy Hamilton

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