Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Credit Card

A credit company that puts the customer s first. A credit comythat acts fair and responsible. I fully recommend them. Reviewed on: 7th April 2021

Easy application process and very helpful support staff

Getting new Zopa credit card was seamless experience. Online application form proved to be very simple and foolproof. Then the decision - right after push of a button. Approved! Reviewed on: 7th April 2021

Great customer service

Very polite and helpful and great customer service Reviewed on: 7th April 2021

Recommend zopa

I applied for the zopa credit card it was easy and I got an answer straight away.and it didn't take long for my card to arrive Reviewed on: 7th April 2021

Best card ever!

Easy to use. Reliable. I would highly recommend. Reviewed on: 7th April 2021

Amazing so far!

Zopa accepted me even with bad credit and have helped to re build my credit score! Reviewed on: 7th April 2021

Excellent service

I would recommend to anyone great service easy to use app Reviewed on: 7th April 2021

Best card ever

Perfect faultless card ideal for all age groups just wish it would work with Apple Pay Reviewed on: 7th April 2021

100% worth having

Can't fault Zopa Probaly the best card around for my low credit rating Thank you Zopa Reviewed on: 7th April 2021

Great credit card

Amazing service, their app is on spot. Plus the moment you pay for outstanding, it clears immediately Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.23 from 6 reviews
Charge Card
from American Express 4.20 from 24 reviews
Credit card
from Zable 4.82 from 119804 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub