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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent credit card

Easy to set up the account,works very for my needs well AAAA+ Reviewed on: 7th April 2021

Plain and Simple Credit Card

Just a plain straightforward approach to a credit card easy to use,make payments and manage your spending with a great App too that keeps you on the straight and narrow Reviewed on: 7th April 2021

Top class service

Easy to contact and be approved great service from start to end backed up by a good app Reviewed on: 7th April 2021

Excellent service and straightforward

Zopa has been great, easy to use app service and has helped rebuild my credit score. Highly recommend Reviewed on: 7th April 2021

Preparing for the future

After making some bad financial decisions over the years I have had to star again. Zola has helped me and now I am getting there with some new hope and confidence Reviewed on: 7th April 2021

Credit Card for the Zappy

I found dealing with Zopa straightforward and thorough. I have every confidence in a good future with them Reviewed on: 7th April 2021

Great Credit Card

A credit company that puts the customer s first. A credit comythat acts fair and responsible. I fully recommend them. Reviewed on: 7th April 2021

Easy application process and very helpful support staff

Getting new Zopa credit card was seamless experience. Online application form proved to be very simple and foolproof. Then the decision - right after push of a button. Approved! Reviewed on: 7th April 2021

Great customer service

Very polite and helpful and great customer service Reviewed on: 7th April 2021

Recommend zopa

I applied for the zopa credit card it was easy and I got an answer straight away.and it didn't take long for my card to arrive Reviewed on: 7th April 2021

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