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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Best card ever!

5
Easy to use. Reliable. I would highly recommend. Reviewed on: 7th April 2021

Amazing so far!

5
Zopa accepted me even with bad credit and have helped to re build my credit score! Reviewed on: 7th April 2021

Excellent service

4
I would recommend to anyone great service easy to use app Reviewed on: 7th April 2021

Best card ever

5
Perfect faultless card ideal for all age groups just wish it would work with Apple Pay Reviewed on: 7th April 2021

100% worth having

5
Can't fault Zopa Probaly the best card around for my low credit rating Thank you Zopa Reviewed on: 7th April 2021

Great credit card

5
Amazing service, their app is on spot. Plus the moment you pay for outstanding, it clears immediately Reviewed on: 7th April 2021

Best card ever

5
Instant payments no waiting instant balance update highly recommended Reviewed on: 7th April 2021

Very good

5
They are really good and will always be there to help Reviewed on: 7th April 2021

Fast clear easy

5
Fast to set up. Clear to see what you spend and when to pay. Easy! Reviewed on: 7th April 2021

Dynamic excellence

5
I'm new to zopa it has been a god send to have it is very useful and hope my experience will get even better!!! Reviewed on: 7th April 2021

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