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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card ever

Instant payments no waiting instant balance update highly recommended Reviewed on: 7th April 2021

Very good

They are really good and will always be there to help Reviewed on: 7th April 2021

Fast clear easy

Fast to set up. Clear to see what you spend and when to pay. Easy! Reviewed on: 7th April 2021

Dynamic excellence

I'm new to zopa it has been a god send to have it is very useful and hope my experience will get even better!!! Reviewed on: 7th April 2021

Mr

Convenient easy mobile app friendly Reviewed on: 7th April 2021

Next level banking

Straight forward, quick and easy to use app. Notifications are given in real time. I highly recommend!! Reviewed on: 7th April 2021

Just so easy!!

Having a Zopa card is so easy! The app is brilliant, when you’ve made a payment it shows up straight away unlike other well know man providers. Straight away you feel like you’re winning! Reviewed on: 7th April 2021

ZOPA CREDIT

Im very pleased about this product. Reviewed on: 7th April 2021

Modern credit card

Very cool easy to use app. Great customer and service and very user friendly from start to finish. Reviewed on: 7th April 2021

Quick and easy

Using Zopa is quick an easy and their customer service team are friendly and helpful Reviewed on: 7th April 2021

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