Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Just so easy!!

Having a Zopa card is so easy! The app is brilliant, when you’ve made a payment it shows up straight away unlike other well know man providers. Straight away you feel like you’re winning! Reviewed on: 7th April 2021

ZOPA CREDIT

Im very pleased about this product. Reviewed on: 7th April 2021

Modern credit card

Very cool easy to use app. Great customer and service and very user friendly from start to finish. Reviewed on: 7th April 2021

Quick and easy

Using Zopa is quick an easy and their customer service team are friendly and helpful Reviewed on: 7th April 2021

Great card

I had a bad credit score and zoppa let me have there card been a god send first credit card I will look after for there loyalty towards me Reviewed on: 7th April 2021

In control at all times!

Such a hassle free, easy credit card to have. The app allows you to view all your transactions, make payments and even set limits on your spending. Amazing Reviewed on: 7th April 2021

Excellent service

I've two credit cards and this new zopa card I love as I pay off all my.balance when I get paid and it is instantly, put on my card no waiting 3 working days excellent service and they let me.know when my.credit.is getting better too can't really ask for anything more I'm very happy Reviewed on: 7th April 2021

The best and possibly cheapest

Don’t get an overdraft get a zopa credit card...just makes more sense!!! Reviewed on: 7th April 2021

No fuss credit card

A credit card with no fuss. Easy and quick to apply, with favourable interest rates. A great way to build your credit score without getting into debt. Reviewed on: 7th April 2021

Very good to credit

I always recommend people use this. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.86 from 806 reviews
Credit card
from Luma 4.00 from 2 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub