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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very Easy to apply .

Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

Everything is straight forward.

Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

Very good

Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

Very good service. I am very happy. Reviewed on: 28th April 2025

Good customer service very helpful advice quick at s...

Good customer service very helpful advice quick at sorting out any problems you may have Reviewed on: 28th April 2025

What I can say is Good and reliable service

What I can say is Good and reliable service Reviewed on: 28th April 2025

Fantastic experience and would recommend customers a...

Fantastic experience and would recommend customers and friends Reviewed on: 28th April 2025

Very helpful and easy to use and navigate the card.

Very helpful and easy to use and navigate the card. Reviewed on: 28th April 2025

Has helped me rebuild my credit, and life is good...

Has helped me rebuild my credit, and life is good again Reviewed on: 28th April 2025

Whenever I have a query Zopa employee sorts it amica...

Whenever I have a query Zopa employee sorts it amicably for me. Reviewed on: 28th April 2025

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