Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's a great app and very easy to use and nothing is...

It's a great app and very easy to use and nothing is to much trouble excellent service. Reviewed on: 27th April 2025

Easy application, great easy app to use, can monitor...

Easy application, great easy app to use, can monitor your credit score to improve. Reviewed on: 27th April 2025

Amazing Credit Card and every good customer service.

Amazing Credit Card and every good customer service. Reviewed on: 27th April 2025

It’s very easy to apply and it’s very helpful for...

It’s very easy to apply and it’s very helpful for me Reviewed on: 27th April 2025

Fantastic excellent experience

Excellent helpful easy website fantastic very helpful Reviewed on: 27th April 2025

Great customer service and support

Great customer service and support Reviewed on: 27th April 2025

Never had any trouble always friendly and polite

Never had any trouble always friendly and polite Reviewed on: 27th April 2025

I've had a fantastic experience with my Zopa Credit...

I've had a fantastic experience with my Zopa Credit Card! The application process was simple and quick, and I was kept updated every step of the way. The app is super easy to use, making it simple to track spending, set limits, and manage payments. I also really appreciate the clear communication — no hidden fees, everything is transparent. Customer service has been responsive and helpful whenever I've had a question. Overall, I highly recommend Zopa for anyone looking for a reliable, customer-friendly credit card! Reviewed on: 27th April 2025

Excellent.

Excellent. Easy use of the app as well Reviewed on: 27th April 2025

Great service and customer care if you have s vad c...

Great service and customer care if you have s vad credit rating they will help Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 3.98 from 15 reviews
British Airways credit card
from American Express 4.06 from 93 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub