Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Does what I need it to do .

Does what I need it to do . Works perfectly Reviewed on: 27th April 2025

Really great communication fast east decision and so...

Really great communication fast east decision and solid app. Reviewed on: 27th April 2025

I am very happy .

I am very happy .satisfied good service Reviewed on: 27th April 2025

Great app ,very easy to use would definitely recomm...

Great app ,very easy to use would definitely recommend Reviewed on: 27th April 2025

Good rates, good cards.

Good rates, good cards. No complaints here Reviewed on: 27th April 2025

Easy application process and excellent app.

Easy application process and excellent app. Full of useful information Reviewed on: 27th April 2025

Easy to apply with no hassle great for emergencies

Easy to apply with no hassle great for emergencies Reviewed on: 27th April 2025

Excellent

Easy to use and great interest rate Reviewed on: 27th April 2025

I haven't been with them long but I am really happy...

I haven't been with them long but I am really happy with them Reviewed on: 27th April 2025

Friendly, easy, accessible service

Friendly, easy, accessible service Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.70 from 206 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub