Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I can manage my money easily with zopa

I can manage my money easily with zopa Reviewed on: 27th April 2025

It always save me incase of emergency expenses

It always save me incase of emergency expenses Reviewed on: 27th April 2025

Easy to navigate the Web site.

Easy to navigate the Web site. I'm kept updated about any offers and payments due. Reviewed on: 27th April 2025

Excellent and speechless and im happy with Zopa

Excellent and speechless and im happy with Zopa Reviewed on: 27th April 2025

Credit Card Recommendation

Easy to use app and updates about my payment due and current credit score update. Offered me a savings and bank account if I was interested. Reviewed on: 27th April 2025

Great and easy to use very good and very fair

Great and easy to use very good and very fair Reviewed on: 27th April 2025

Easy to use and manageable to pay back

Easy to use and manageable to pay back Reviewed on: 27th April 2025

Quick and simple hassle free banking

Quick and simple hassle free banking Reviewed on: 27th April 2025

Great cardVery easy company to work with

Very easy company to work with, Good value Reviewed on: 27th April 2025

Great Experience!

I have enjoyed the services I have received so far Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.70 from 206 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub