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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good good good good good good good

Good good good good good good good Reviewed on: 27th April 2025

Great companyI

Great company easy to use in am so happy with the way I’ve been treated Reviewed on: 27th April 2025

So far no any problems , they have savings programs...

So far no any problems , they have savings programs too with interest rates Reviewed on: 27th April 2025

Really very good very understanding everything is good

Really very good very understanding everything is good Reviewed on: 27th April 2025

Zopa systems are user friendly and the services team...

Zopa systems are user friendly and the services team extremely helpful. Easy application and favourable terms. Reviewed on: 27th April 2025

Execellent valueable fantastic Fabulous

Execellent valueable fantastic Fabulous Reviewed on: 27th April 2025

Very friendly and helpful team.

Very friendly and helpful team. My issues were quickly resolved Reviewed on: 27th April 2025

Great app and best credit card thank you Zopa

Great app and best credit card thank you Zopa Reviewed on: 27th April 2025

Great credit card, great customer service.

Great credit card, great customer service. Reviewed on: 27th April 2025

Very good service he has good support helpline

Very good service he has good support helpline Reviewed on: 27th April 2025

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