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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

The app is easy to use and staff polite and...

The app is easy to use and staff polite and friendly Reviewed on: 28th February 2025

I joined to improve credit rating and it worked

I joined to improve credit rating and it worked Reviewed on: 28th February 2025

Thank you Zoopa !

Having not a perfect credit score I applied for an credit card been accepted and in time I use them as my default bank I mean even if I have money in other banks I use to pay with their credit card and put money back . I love this bank can use their card all time ! With other bank cards I.have problems to pay bus ticket in the morning but Zoopa never let me down. They are now my number 1 app and bank. Thank you Zoopa ! Reviewed on: 28th February 2025

Perfect and Helpful

Reliable and helpful. “You can always count on Zopa. He is always by your side, especially in difficult moments.” Reviewed on: 28th February 2025

This is the best company for credit management they...

This is the best company for credit management they give a good rate and customer support is second to none Reviewed on: 28th February 2025

LOVE MY ZOPA CREDIT CARD

Great credit card that keeps me informed of my spending helping me to keep tabs on my money Reviewed on: 28th February 2025

I have found zopa works really well for me as i can...

I have found zopa works really well for me as i can link bank accounts Reviewed on: 28th February 2025

Seemless and unobtrusive.

Seemless and unobtrusive. Feel like they make you aware of your spending rather than forcing debt Reviewed on: 28th February 2025

Brilliant has boosted my score massively.

Brilliant has boosted my score massively.. which i am now in a position I will be looking to mortgage a house .. without hopes impact on my score this would not be able to happen .. thank you zopa Reviewed on: 28th February 2025

Easy to use excellent service shaban

Easy to use excellent service great customer service highly recommend Reviewed on: 28th February 2025

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