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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

I find everything straightforward and easy to unders...

5
I find everything straightforward and easy to understand and use. Reviewed on: 28th February 2025

Zopa credit card,best on the market

5
Fab card, payments come straight off rather than waiting days Reviewed on: 28th February 2025

Easy to use and very helpful.

5
Easy to use and very helpful. They don’t make you jump through hoops to get credit. Reviewed on: 28th February 2025

easy to use

5
The app is very easy to use and I like having instant access to what I have spent Reviewed on: 28th February 2025

I have good experience with Zopa

5
I have good experiences with Zopa and been a customer for a number of years. Never had a problem. I would recommend to all my family and friends. Reviewed on: 28th February 2025

Very good customer support aswell as app

5
Very good customer support aswell as app Reviewed on: 28th February 2025

Really nice app design.

5
Really nice app design. Customer service is always fast and responsive. Love their new card design. 10/10 Reviewed on: 28th February 2025

The best credit card

5
I can't thank enough. When I couldn't get credit nowhere, zopa give me a hand Reviewed on: 28th February 2025

Great provider value for money good communication

5
Great provider value for money good communication Reviewed on: 28th February 2025

Positive Experiences

5
I have only had positive experiences with Zopa. Reviewed on: 28th February 2025

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