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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Nice and easy

Easy to use app very easy to apply Reviewed on: 27th April 2025

Automation enhanced services gives better customer s...

Automation enhanced services gives better customer services Reviewed on: 27th April 2025

It's a great app and very easy to use and nothing is...

It's a great app and very easy to use and nothing is to much trouble excellent service. Reviewed on: 27th April 2025

Easy application, great easy app to use, can monitor...

Easy application, great easy app to use, can monitor your credit score to improve. Reviewed on: 27th April 2025

Amazing Credit Card and every good customer service.

Amazing Credit Card and every good customer service. Reviewed on: 27th April 2025

It’s very easy to apply and it’s very helpful for...

It’s very easy to apply and it’s very helpful for me Reviewed on: 27th April 2025

Fantastic excellent experience

Excellent helpful easy website fantastic very helpful Reviewed on: 27th April 2025

Great customer service and support

Great customer service and support Reviewed on: 27th April 2025

Never had any trouble always friendly and polite

Never had any trouble always friendly and polite Reviewed on: 27th April 2025

I've had a fantastic experience with my Zopa Credit...

I've had a fantastic experience with my Zopa Credit Card! The application process was simple and quick, and I was kept updated every step of the way. The app is super easy to use, making it simple to track spending, set limits, and manage payments. I also really appreciate the clear communication — no hidden fees, everything is transparent. Customer service has been responsive and helpful whenever I've had a question. Overall, I highly recommend Zopa for anyone looking for a reliable, customer-friendly credit card! Reviewed on: 27th April 2025

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