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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent.

Excellent. Easy use of the app as well Reviewed on: 27th April 2025

Great service and customer care if you have s vad c...

Great service and customer care if you have s vad credit rating they will help Reviewed on: 27th April 2025

Does what I need it to do .

Does what I need it to do . Works perfectly Reviewed on: 27th April 2025

Really great communication fast east decision and so...

Really great communication fast east decision and solid app. Reviewed on: 27th April 2025

I am very happy .

I am very happy .satisfied good service Reviewed on: 27th April 2025

Great app ,very easy to use would definitely recomm...

Great app ,very easy to use would definitely recommend Reviewed on: 27th April 2025

Good rates, good cards.

Good rates, good cards. No complaints here Reviewed on: 27th April 2025

Easy application process and excellent app.

Easy application process and excellent app. Full of useful information Reviewed on: 27th April 2025

Easy to apply with no hassle great for emergencies

Easy to apply with no hassle great for emergencies Reviewed on: 27th April 2025

Excellent

Easy to use and great interest rate Reviewed on: 27th April 2025

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