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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent all round service

The app is great and you always get notified on what to spend Reviewed on: 18th March 2021

Great app easy to use

I love this credit card, and it’s app. Being on top of my credit is key, and the feature that allows me to pay the balance early and updates straight away is perfect Reviewed on: 18th March 2021

Best credit card

I've had several credit cards of the years but none like Zopa. The app they provide is so easy to use and it gives you all the information you need aswell as providing others services to help you with finances. Zopa has answered any questions I have asked quickly and efficiently, I really can't fault them. I highly recommend getting a Zopa credit card to anyone you won't be disappointed. Reviewed on: 18th March 2021

Customer Service

Excellent customer service. Website easy to use and understand, would definitely recommend. Reviewed on: 18th March 2021

Brilliant

Found Customer service Brilliant and getting card and set up Very Very easy no issues Reviewed on: 18th March 2021

Very happy with the service I have had

I can't fault the service at all its been top standard Reviewed on: 18th March 2021

Great credit card

Easy to use app where you can keep track on your spending with the Zopa alerts Reviewed on: 18th March 2021

Super duper

Very easy and pleasant experience from start to finish. Reviewed on: 18th March 2021

Very happy

Simple, easy to manage and great service. Reviewed on: 18th March 2021

Excellent

Great company lovely staff to deal with and answers questions quickly Reviewed on: 18th March 2021

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