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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant

Found Customer service Brilliant and getting card and set up Very Very easy no issues Reviewed on: 18th March 2021

Very happy with the service I have had

I can't fault the service at all its been top standard Reviewed on: 18th March 2021

Great credit card

Easy to use app where you can keep track on your spending with the Zopa alerts Reviewed on: 18th March 2021

Super duper

Very easy and pleasant experience from start to finish. Reviewed on: 18th March 2021

Very happy

Simple, easy to manage and great service. Reviewed on: 18th March 2021

Excellent

Great company lovely staff to deal with and answers questions quickly Reviewed on: 18th March 2021

Amazing credit card.

The card is so user friendly. Easy to make payments and friendly customer service. Would recommend anyone to acquire one anytime. Reviewed on: 18th March 2021

Fast and quick

Checks and acceptance super quick Reviewed on: 18th March 2021

Useful spend limit

I applied mainly to improve my credit rating and Zopa immediately gave me a very good spend limit. The card and pin turned up quickly in a plain envelope. The card itself is an interesting design in that the card number is not stamped, as most cards are. All numbers and digits are printed which ensures that the card is much more readable in bad light, and the card should last longer as the numbers remain more legible for the life of the card. I personally am impressed by this and hope that other card issuers follow this lead. Reviewed on: 18th March 2021

Yet to be beaten!

Good friendly and straightforward service Reviewed on: 18th March 2021

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