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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good application easy

I find Zopa a very reliable source for credit. From credit cards to personal loans.car finance. The applications are simple no complications. Quick results I am a very happy customer . Very professional approach and a great app where you are able to manage your accounts a very good bank you can trust. They do what they say.customer services are friendly helpful and make you feel at ease when obtaining credit. Reviewed on: 18th March 2021

Zopa credit card

I was in a rut and applied to Zopa how help we quick and easy to process 10/10 Reviewed on: 18th March 2021

Great

Great and easy to use online from mobile to pc. Reviewed on: 18th March 2021

Quick response for my queries always!

Quick response for my queries always! Reviewed on: 18th March 2021

Simple

Very easy to apply and use. The app is simple and clear. I love the fact you can lock money away for emergencies. Simple ideas that work well. Reviewed on: 18th March 2021

Awesome

Its so easy to apply set up and use awesome customer experience i have already told at least 10 friends about zopa and how great they are Reviewed on: 18th March 2021

Good service

I would recommend to all family and friends as easy to sign up and the app is easy to use and pay your bill and they are always letting you know what is going on. Reviewed on: 18th March 2021

Great bank always supportive

Great bank excellent customer service and happy to help Reviewed on: 18th March 2021

zopa

excellent cannot get better.First class Reviewed on: 18th March 2021

really user friendly

10 out of 10 defo reconment 100% to friends and family Reviewed on: 18th March 2021

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