Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

I wanted a credit card so I can build up my credit rating, Zopa have been great and customer service is excellent. Reviewed on: 18th March 2021

Great credit builder

Zopa is very easy to use, easy to set up automatic payment, easy to change statement date and friendly customer service advisors. 5 Stars. Reviewed on: 18th March 2021

Best credit card provider

Easy to manage account. straight forward statement and easy to understand charges Reviewed on: 18th March 2021

Simply the best card

All the time great experience foe me , I like the way Zopa they handle their customers. Reviewed on: 18th March 2021

Great card

Making payments easy and shows on account instantly Love it Reviewed on: 18th March 2021

Fantastic

Zopa fast and convenient card. Helping for emergency. Reviewed on: 18th March 2021

Great

Really helpful with any questions and easy to use app. Reviewed on: 18th March 2021

Fast response

Easy to apply fast response. Easy to use. Reviewed on: 18th March 2021

Great card.

Great card. Help me up my credit score Reviewed on: 18th March 2021

Easy, convenient, quick

Was easy application process. Easy to use with constancy updates as soon as it’s been used so can constantly monitor balance. Easy and simple to use the app and pay off balance etc. Over all just a simple uncomplicated card and app. Very pleased with it. Reviewed on: 18th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.48 from 37 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
Select Credit Card
from Nationwide 3.87 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub