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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great

5
Really helpful with any questions and easy to use app. Reviewed on: 18th March 2021
Tracey Lethbridge 's avatar
Tracey Lethbridge

Fast response

5
Easy to apply fast response. Easy to use. Reviewed on: 18th March 2021
Raimonds's avatar
Raimonds

Great card.

5
Great card. Help me up my credit score Reviewed on: 18th March 2021
daniellelamb18@yahoo.com's avatar
[email protected]

Easy, convenient, quick

4
Was easy application process. Easy to use with constancy updates as soon as it’s been used so can constantly monitor balance. Easy and simple to use the app and pay off balance etc. Over all just a simple uncomplicated card and app. Very pleased with it. Reviewed on: 18th March 2021
Robert's avatar
Robert

Very good application easy

5
I find Zopa a very reliable source for credit. From credit cards to personal loans.car finance. The applications are simple no complications. Quick results I am a very happy customer . Very professional approach and a great app where you are able to manage your accounts a very good bank you can trust. They do what they say.customer services are friendly helpful and make you feel at ease when obtaining credit. Reviewed on: 18th March 2021
Steve brooks's avatar
Steve brooks

Zopa credit card

5
I was in a rut and applied to Zopa how help we quick and easy to process 10/10 Reviewed on: 18th March 2021
Simon's avatar
Simon

Great

5
Great and easy to use online from mobile to pc. Reviewed on: 18th March 2021
Eddie Murphy's avatar
Eddie Murphy

Quick response for my queries always!

5
Quick response for my queries always! Reviewed on: 18th March 2021
Alex's avatar
Alex

Simple

5
Very easy to apply and use. The app is simple and clear. I love the fact you can lock money away for emergencies. Simple ideas that work well. Reviewed on: 18th March 2021
Bev's avatar
Bev

Awesome

5
Its so easy to apply set up and use awesome customer experience i have already told at least 10 friends about zopa and how great they are Reviewed on: 18th March 2021
Andrew fisher's avatar
Andrew fisher

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