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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Customer Service

The application was easy and l subsequently had a query which was dealt with very quickly. Reviewed on: 18th March 2021

Excellent service, plus extras

Zopa provide an excellent service, which allows you to track your spending and also provides so many simple options for repayment. I also love the little extras that the app provides completely free of charge. Wonderful. Reviewed on: 18th March 2021

The Best ever

It's been a good experience with zopa and I am not ashame to vote the company as the best. Their customer service is top notch and their services are smooth Reviewed on: 18th March 2021

Stress free

Very fast efficient and pleasant customer service that invariably leads to positive outcomes Reviewed on: 18th March 2021

Excellent

I wanted a credit card so I can build up my credit rating, Zopa have been great and customer service is excellent. Reviewed on: 18th March 2021

Great credit builder

Zopa is very easy to use, easy to set up automatic payment, easy to change statement date and friendly customer service advisors. 5 Stars. Reviewed on: 18th March 2021

Best credit card provider

Easy to manage account. straight forward statement and easy to understand charges Reviewed on: 18th March 2021

Simply the best card

All the time great experience foe me , I like the way Zopa they handle their customers. Reviewed on: 18th March 2021

Great card

Making payments easy and shows on account instantly Love it Reviewed on: 18th March 2021

Fantastic

Zopa fast and convenient card. Helping for emergency. Reviewed on: 18th March 2021

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