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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Money goes fast when you pay payments to the account Reviewed on: 18th March 2021

Great credit card, lots of help and easy to use

Easiest app to navigate, always on hand and always tells you when something has changed. I have no complaints :) Reviewed on: 18th March 2021

Very helpful

Very helpful in easy to understand easy app to use Reviewed on: 18th March 2021

Zopa WOW

Fabulous card , great help when i needed it, App easy to use well worth it . Reviewed on: 18th March 2021

Mr

A Great company who provides an amazing chance to improve credit scores. Reviewed on: 18th March 2021

Very efficient

I've been with them a short time but I find them efficient and responsive Reviewed on: 18th March 2021

They have been a great service to me

They have helped me so much to make my credit score better thank you Zopa Reviewed on: 18th March 2021

Easy and Straightforward

Zopa have provided me with financial support when I needed it, the app has allowed me to keep track of my borrowing. Reviewed on: 18th March 2021

Amazing card

Beautifully blissful experience Reviewed on: 18th March 2021

Modupe

Excellent services, good communication Reviewed on: 18th March 2021

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