Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing card

Beautifully blissful experience Reviewed on: 18th March 2021

Modupe

Excellent services, good communication Reviewed on: 18th March 2021

Customer Service

The application was easy and l subsequently had a query which was dealt with very quickly. Reviewed on: 18th March 2021

Excellent service, plus extras

Zopa provide an excellent service, which allows you to track your spending and also provides so many simple options for repayment. I also love the little extras that the app provides completely free of charge. Wonderful. Reviewed on: 18th March 2021

The Best ever

It's been a good experience with zopa and I am not ashame to vote the company as the best. Their customer service is top notch and their services are smooth Reviewed on: 18th March 2021

Stress free

Very fast efficient and pleasant customer service that invariably leads to positive outcomes Reviewed on: 18th March 2021

Excellent

I wanted a credit card so I can build up my credit rating, Zopa have been great and customer service is excellent. Reviewed on: 18th March 2021

Great credit builder

Zopa is very easy to use, easy to set up automatic payment, easy to change statement date and friendly customer service advisors. 5 Stars. Reviewed on: 18th March 2021

Best credit card provider

Easy to manage account. straight forward statement and easy to understand charges Reviewed on: 18th March 2021

Simply the best card

All the time great experience foe me , I like the way Zopa they handle their customers. Reviewed on: 18th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.93 from 18 reviews
Chrome Card
from Vanquis 4.10 from 8 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub