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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

My Review

Easy application with instant decision Reviewed on: 18th March 2021

Zopa

Brilliant card..the app is easy to use and the fact that it doesn't take 2 days for payments to clear unlike other cards is a real bonus. Well done Zopa Reviewed on: 18th March 2021

Out standing service

Good experience and excellent service Reviewed on: 18th March 2021

I am happy with their services

It is a good bank, the service is good Reviewed on: 18th March 2021

Zopa card

Bit slow to offer credit increase but that’s understandable overall very good Reviewed on: 18th March 2021

Everything to hand at the simple use of an app

The app is so easy to use!! Instant notifications and updates! Great customer service! Reviewed on: 18th March 2021

Card holder 3920, swift response on your application, your queries and correspondence are looked into when dealing with zopa customer care team, the online chat are responded to very quickly, the online chat conversation is emailed to you.

My experience dealing with Zopa has been great, I’ve not had any problems since becoming a customer of Zopa, and I had a wonderful experience with one of their customer care representative a few weeks ago, so overall BRILLIANT. Reviewed on: 18th March 2021

Good card

Keep me well informed like how my payments are instant and I receive updates instantly good sevice Reviewed on: 18th March 2021

Good deal

A good card for anyone to have easy to apply for. Reviewed on: 18th March 2021

Great company, amazing experience

Very easy to use! Reasonable credit limits easy to stay on the track Reviewed on: 18th March 2021

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