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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,179 reviews, last reviewed 7th Mar 2026
281900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa Bank ahead of otgers Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026
Jeff Dodd's avatar
Jeff Dodd

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43179)

Fine

4
Quick and straight forward credit card Reviewed on: 15th February 2021
James 's avatar
James

Great help to me

4
Very understanding in all cases needed , would recommend too all my family and friends Reviewed on: 15th February 2021
Peter cullen's avatar
Peter cullen

Good card

5
Excellent company easy to deal with Reviewed on: 15th February 2021
Elliot2259's avatar
Elliot2259

Zopa is the best and and reliable

5
Zopa is a best and reliable bank ,it quick and easy to set up Reviewed on: 15th February 2021
Priscilla Annan 's avatar
Priscilla Annan

Fantastic and easy to arrange

5
There was no messing. Easy to follow and very helpful when I needed help the most. Thanku Zopa Reviewed on: 15th February 2021
Lauren Herring's avatar
Lauren Herring

Excellent service

5
Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021
Craig cordwell 's avatar
Craig cordwell

Excellent Service

5
I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021
Str8upguv's avatar
Str8upguv

Brilliant Service

5
I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021
Asif Iqbal's avatar
Asif Iqbal

Fantastic company.

5
Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021
Paul's avatar
Paul

Easy to work with

5
Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021
City's avatar
City

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