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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,104 reviews, last reviewed 7th Mar 2026
274700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

the staff... are great Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026
Leila L's avatar
Leila L

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43104)

Great all round service

5
From the application to the delivery and use of the card everything is so slick and easy on the app. I'm very happy that I chose Zopa as a way of improving my finances Reviewed on: 15th February 2021
Chowny's avatar
Chowny

Excellent card

5
Easy to use keeps you in control Reviewed on: 15th February 2021
James's avatar
James

Fantastic customer service

5
So easy to use the app and also to easy to contact by mobile plus fantastic customer service Reviewed on: 15th February 2021
Shaun lynam's avatar
Shaun lynam

I would highly recommend this credit card

5
This is my first credit card and find it so easy to use and the app is also easy to use. It is a great way to help build my credit score and has helped me manage my finances well. I am able to keep track of my purchases and gives me up to date balances. Payments are also easily done and has made me confident in using credit and managing it well. I am very pleased with this card and would highly recommend to anyone interested Reviewed on: 15th February 2021
Charles's avatar
Charles

Really good

5
Really easy an quick to sign up and the app is really easy to work Reviewed on: 15th February 2021
craigshelley123@hotmail.com's avatar
[email protected]

Simplicity at its best!

5
Really easy and very helpful to use. Kept up to date constantly with updates an sound advice. Reviewed on: 15th February 2021
William Campbell's avatar
William Campbell

Best one out there

5
So easy and by far the best out there Reviewed on: 15th February 2021
Brizee's avatar
Brizee

Quick and easy

5
Quick application process. Friendly, easy to use app. On point transactions, making it clearer to see money spent and available credit. Reviewed on: 15th February 2021
Dixon.uk's avatar
Dixon.uk

Appreciate everything

5
Great service so far. Fresh and innovative. Onwards to a prosperous future. Reviewed on: 15th February 2021
Craig A O'GARA's avatar
Craig A O'GARA

Brilliant

5
Simple to apply, friendly and helpful team Reviewed on: 15th February 2021
Jo's avatar
Jo

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