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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card

Transaction immediately show up on the app with instant text alerts, online transactions also need authorisation via text codes, would highly recommend zopa credit card. Reviewed on: 18th March 2021

Simple straight forward credit card

Nice snazzy card, relatively easy to use app, good communication . Reviewed on: 18th March 2021

Best Credit card

Easy application easy to use best card I have Reviewed on: 18th March 2021

Good app

I'm wryly happy with and I will definitely recommend to all my friends and colleagues, thank you for accepting me and I wish you all the best Reviewed on: 18th March 2021

Excellent

Excellent customer service, friendly and professional Reviewed on: 18th March 2021

Easy to use very efficient service

Just as above super wee card - no problems at all Reviewed on: 18th March 2021

Very good service

Excellent service very handy very easy to use Reviewed on: 18th March 2021

great company

Easy sign up , staff very quick and reliable I had an error with my address and was picked up very quickly and didnt ruin my chance of getting an account , would highly recommend. Reviewed on: 18th March 2021

Great company

Makes everything easy. Pleasure to deal with always. Reviewed on: 18th March 2021

Easy to use and no hastle

Small interest, no fees, easy to use app. What’s not to like Reviewed on: 18th March 2021

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