Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

online banking 4 all

good service friendly service would recommend to friends and family Reviewed on: 18th March 2021

simple easy and streightforward

havent had any issues easy to apply easy to use app keeped upto date on everything Reviewed on: 18th March 2021

Best credit card

The credit card has a work a ball credit to start you of with and the app gives you all the information that you need Reviewed on: 18th March 2021

efficiency

I have had a very good experience no problems and the money was paid out quickly Reviewed on: 18th March 2021

Great company, a pleasure to be part of

Amazing company as someone with very little credit history they are great for helping to build it up Reviewed on: 18th March 2021

Highly recommended Zopa

I would highly recommend to a friend or family member easy to use and customer service excellent There is someone is looking to build a credit score up this is the perfect place to come to well recommended Reviewed on: 18th March 2021

The best credit card

It's a very good credit card Reviewed on: 18th March 2021

Great online service

Excellent service,only had the card a few months to build up my credit score. Reviewed on: 18th March 2021

Zopa

Great service brilliant to deal with and competitive rates Reviewed on: 18th March 2021

Amazing

So easy to use, and u like any other credit card company, ad soon ad you pay money to them it appears instantly. Reviewed on: 18th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub