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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card

The credit card has a work a ball credit to start you of with and the app gives you all the information that you need Reviewed on: 18th March 2021

efficiency

I have had a very good experience no problems and the money was paid out quickly Reviewed on: 18th March 2021

Great company, a pleasure to be part of

Amazing company as someone with very little credit history they are great for helping to build it up Reviewed on: 18th March 2021

Highly recommended Zopa

I would highly recommend to a friend or family member easy to use and customer service excellent There is someone is looking to build a credit score up this is the perfect place to come to well recommended Reviewed on: 18th March 2021

The best credit card

It's a very good credit card Reviewed on: 18th March 2021

Great online service

Excellent service,only had the card a few months to build up my credit score. Reviewed on: 18th March 2021

Zopa

Great service brilliant to deal with and competitive rates Reviewed on: 18th March 2021

Amazing

So easy to use, and u like any other credit card company, ad soon ad you pay money to them it appears instantly. Reviewed on: 18th March 2021

Easiest banking

I like their instant services. As soon as I paid due its become available to expenses. I don't need to wait two three days for money to clear. Reviewed on: 18th March 2021

service

a bank that's small enough to care if it's service u want give zopa a call Reviewed on: 18th March 2021

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