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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

A great service

Surprised with the help and advice and great service provided. Very happy. Reviewed on: 18th March 2021

Sirpiel

Good company ,good customer service and rating is great Reviewed on: 18th March 2021

good as it gets

very fast Ron seal product you get what it says on tin app ok but needs log out feature Reviewed on: 18th March 2021

brilliant

allows you to control your spending and keeps you updated regularly on your spending habit Reviewed on: 18th March 2021

online banking 4 all

good service friendly service would recommend to friends and family Reviewed on: 18th March 2021

simple easy and streightforward

havent had any issues easy to apply easy to use app keeped upto date on everything Reviewed on: 18th March 2021

Best credit card

The credit card has a work a ball credit to start you of with and the app gives you all the information that you need Reviewed on: 18th March 2021

efficiency

I have had a very good experience no problems and the money was paid out quickly Reviewed on: 18th March 2021

Great company, a pleasure to be part of

Amazing company as someone with very little credit history they are great for helping to build it up Reviewed on: 18th March 2021

Highly recommended Zopa

I would highly recommend to a friend or family member easy to use and customer service excellent There is someone is looking to build a credit score up this is the perfect place to come to well recommended Reviewed on: 18th March 2021

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