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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best credit card

It's a very good credit card Reviewed on: 18th March 2021

Great online service

Excellent service,only had the card a few months to build up my credit score. Reviewed on: 18th March 2021

Zopa

Great service brilliant to deal with and competitive rates Reviewed on: 18th March 2021

Amazing

So easy to use, and u like any other credit card company, ad soon ad you pay money to them it appears instantly. Reviewed on: 18th March 2021

Easiest banking

I like their instant services. As soon as I paid due its become available to expenses. I don't need to wait two three days for money to clear. Reviewed on: 18th March 2021

service

a bank that's small enough to care if it's service u want give zopa a call Reviewed on: 18th March 2021

Lowest intrest rate

Charges are very low as compared to other cards in the market Reviewed on: 18th March 2021

Best credit app

Every transaction I do they send me instant notification this reduces risk of fraud on my account. Best for every day spending and manageability Reviewed on: 18th March 2021

Amazing!!!

Great app customer service and easy to use card and app. Easy to see your spending abs balance, straight forward banking. Reviewed on: 18th March 2021

Great service

Very convenient, easy to set-up, the app is great. Excellent customer service professional and friendly, would highly recommended. Reviewed on: 18th March 2021

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