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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing for credit score building.

I got my Zopa card last year. Raised my credit score by 20 points in 3 months. Minimum repayments and very reliable company. I have already recommended to a few people!!! Reviewed on: 17th March 2021

Great credit card

East application I'm so pleased with it Reviewed on: 17th March 2021

Fantastic

Great service , very accessible , great app to monitor your account Reviewed on: 17th March 2021

Very good

Happy to be whit you and I will like to stay with you Reviewed on: 17th March 2021

Easy and affordable

I have had a really good experience easy, quibble free. Easy to manage app and straight forward to use. Reviewed on: 17th March 2021

Zopa credit card

Really good can pay instantly on it and is easy to use app. Also good security and you can't use contact less too often before it requests your pin again Reviewed on: 17th March 2021

Easy and transparent

So simple . Everything is simple and transparent. The app is very user friendly. Best I have ever used Reviewed on: 17th March 2021

The card was with me in few days , very easy to use App n activate the card. Great service so far.

The credit card came to me very quickly and it also has contactless functionality. Very easy to use App give you option to pay fully or desired amount each month. 5 star company 5 star service. Reviewed on: 17th March 2021

Great App and Great Customer Service

Easy App Navigation, and customer service is quick and friendly Reviewed on: 17th March 2021

Efficient transparent lender

Great service great app with usefull notifications Reviewed on: 17th March 2021

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