Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Great service , very accessible , great app to monitor your account Reviewed on: 17th March 2021

Very good

Happy to be whit you and I will like to stay with you Reviewed on: 17th March 2021

Easy and affordable

I have had a really good experience easy, quibble free. Easy to manage app and straight forward to use. Reviewed on: 17th March 2021

Zopa credit card

Really good can pay instantly on it and is easy to use app. Also good security and you can't use contact less too often before it requests your pin again Reviewed on: 17th March 2021

Easy and transparent

So simple . Everything is simple and transparent. The app is very user friendly. Best I have ever used Reviewed on: 17th March 2021

The card was with me in few days , very easy to use App n activate the card. Great service so far.

The credit card came to me very quickly and it also has contactless functionality. Very easy to use App give you option to pay fully or desired amount each month. 5 star company 5 star service. Reviewed on: 17th March 2021

Great App and Great Customer Service

Easy App Navigation, and customer service is quick and friendly Reviewed on: 17th March 2021

Efficient transparent lender

Great service great app with usefull notifications Reviewed on: 17th March 2021

Hard to find credit these guys were great

Trying to build my credit score but unable to get credit. These guys helped me loads. Great app easy to keep track of spending. Would recommend Reviewed on: 17th March 2021

Credit is Available starlight away

Excellent customer service and very friendly stuff Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub