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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick and easy to check everything online

I like it because it gives me control of my finances online. No having to ring someone or have to go out to a bank. Reviewed on: 17th March 2021

Zopa credit

Easy to apply, Easy to use app, keeps you informed of all transactions and actively checks your credit report for future credit increases. A good card to re-start your credit file. Reviewed on: 17th March 2021

Best credit card

Best experience fast repaying great time Reviewed on: 17th March 2021

Unete a lo mejor

Para cualquier apuro, o capricho, únete a esta banca para beneficiarte de su fantástico producto Reviewed on: 17th March 2021

Easy friendly and promt

Found this bank easy to access very understanding and helpful to customers always avaliable for advice and support. Reviewed on: 17th March 2021

Good credit card

Clean instructions and advices available online. Reviewed on: 17th March 2021

Quick and easy

Excellent company for all credit scores. Easy and quick to apply. Reviewed on: 17th March 2021

Love how much control I have...

Love how much control I have using zopa Reviewed on: 17th March 2021

So simple!

Simple use app with great service Reviewed on: 17th March 2021

zopa supports those with less favorable credit reports. I trust this company.

Zopa has been superb by supporting me in my simple act of correcting my credit report. It takes courage and commitment on both sides to enable this to happen. Company's like Zopa give you the chance and tools to clime the credit report ladder and prove the credit collaters wrong in their assumptions on you. By paying regularly it simply proves the report company's wrong and endorses the trust Zopa has placed in you. Thank you Zopa. Regards Brendsn Sykes Reviewed on: 17th March 2021

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