Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43387 reviews)

View other Zopa products

4.94

Based on 43,387 reviews, last reviewed 9th Mar 2026

150850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Friendly customer service rep and very helpful Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43387)

Very good card no real issues

Cards works as should no log in issues on app which have had on a few others Reviewed on: 16th February 2021

great card

easy to use ! everything is clear! it’s what i need! Reviewed on: 16th February 2021

Excellent Bank

The best Bank for getting your credit rating up Reviewed on: 16th February 2021

Great company

Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021

Good and easy

Just applied and ready to go They wool get far Reviewed on: 16th February 2021

feel good about money

back in control, feel better banking experience Reviewed on: 16th February 2021

THANK GOD SOMEONE BELIEVED

I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021

Good service

Good quick to accept me no problems so far Reviewed on: 16th February 2021

Zopa works for me. I enjoy it

Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021

It's a good day for all zopa family members.

It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 4.37 from 103 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Initial Credit Card
from Barclaycard 4.01 from 118 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1530 reviews
Current account
from Zopa 4.94 from 5912 reviews
Smart Saver
from Zopa 4.94 from 8010 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub