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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

So simple!

Simple use app with great service Reviewed on: 17th March 2021

zopa supports those with less favorable credit reports. I trust this company.

Zopa has been superb by supporting me in my simple act of correcting my credit report. It takes courage and commitment on both sides to enable this to happen. Company's like Zopa give you the chance and tools to clime the credit report ladder and prove the credit collaters wrong in their assumptions on you. By paying regularly it simply proves the report company's wrong and endorses the trust Zopa has placed in you. Thank you Zopa. Regards Brendsn Sykes Reviewed on: 17th March 2021

Excellent

Fantastic app that is easy to use Reviewed on: 17th March 2021

Yes would recommend

Excellent and easy to use and contact with any issues , reply very quick Reviewed on: 17th March 2021

Zopa, fair and easy!

Zopa were very fair and easy to me when i made my application. They took my financial circumstances which i admit werent in the best of shape and they, in my opinion at least, fairly assessed me and gave me a chance. Since then i get regular updates about my 'borrowing power' with regards to other Zopa products so that i know as things improve? More options will become open to me! Reviewed on: 17th March 2021

Efficient and reliable

The app itself is extremely efficient and rarely has technical issues. Reviewed on: 17th March 2021

Best credit card I have would definitely recomand

Every thing about the app is super easy and tells you every thing you need to know about your account Reviewed on: 17th March 2021

So simple

Just a simple credit card, Great app easy to use Reviewed on: 17th March 2021

Mr Wood

Great customer service well worth applying Reviewed on: 17th March 2021

Simple and quick process

Very easy to apply and setup from start to finish Reviewed on: 17th March 2021

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