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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and transparent

So simple . Everything is simple and transparent. The app is very user friendly. Best I have ever used Reviewed on: 17th March 2021

The card was with me in few days , very easy to use App n activate the card. Great service so far.

The credit card came to me very quickly and it also has contactless functionality. Very easy to use App give you option to pay fully or desired amount each month. 5 star company 5 star service. Reviewed on: 17th March 2021

Great App and Great Customer Service

Easy App Navigation, and customer service is quick and friendly Reviewed on: 17th March 2021

Efficient transparent lender

Great service great app with usefull notifications Reviewed on: 17th March 2021

Hard to find credit these guys were great

Trying to build my credit score but unable to get credit. These guys helped me loads. Great app easy to keep track of spending. Would recommend Reviewed on: 17th March 2021

Credit is Available starlight away

Excellent customer service and very friendly stuff Reviewed on: 17th March 2021

Quick and easy to check everything online

I like it because it gives me control of my finances online. No having to ring someone or have to go out to a bank. Reviewed on: 17th March 2021

Zopa credit

Easy to apply, Easy to use app, keeps you informed of all transactions and actively checks your credit report for future credit increases. A good card to re-start your credit file. Reviewed on: 17th March 2021

Best credit card

Best experience fast repaying great time Reviewed on: 17th March 2021

Unete a lo mejor

Para cualquier apuro, o capricho, únete a esta banca para beneficiarte de su fantástico producto Reviewed on: 17th March 2021

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