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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,389 reviews, last reviewed 9th Mar 2026
150950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit card, the interest rate is fair. Good credit card, the interest rate is fair. The card design is modern and pretty, the Zopa app is easy to navigate. I don't have a "feel choked exper... Read more Reviewed on: 9th March 2026
Li lady's avatar
Li lady

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43389)

Zopa works for me. I enjoy it

5
Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021
Kevin M's avatar
Kevin M

It's a good day for all zopa family members.

5
It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021
Mani's avatar
Mani

Love zopa

5
They are very easy to use and also understanding Reviewed on: 16th February 2021
Nathan's avatar
Nathan

Just fab , easy to apply and use and set up payments

5
Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021
Teresa's avatar
Teresa

Top card

5
Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021
Daniel Eastwood 's avatar
Daniel Eastwood

Fantastic

5
Easy to use. Kept informed of transactions so cheeky fees don’t creep up on you Reviewed on: 15th February 2021
mulveygemma2@gmail.com's avatar
[email protected]

Gave me a chance to redeem my credit score

5
I was thrilled to be accepted to build my credit score. To give me a safety net for emergency funds. The whole process has been seemless. I have gained my self respect back. Reviewed on: 15th February 2021
Pauline wilson's avatar
Pauline wilson

Easy

5
Accurate and Affordable very real Reviewed on: 15th February 2021
Bjot's avatar
Bjot

Great service

5
Zopa is a company that takes custoner service seriously. Reviewed on: 15th February 2021
Daniel's avatar
Daniel

Best card

5
Best credit card I’ve had if you have a problem and ring up they are so polite and very helpful Reviewed on: 15th February 2021
Paul's avatar
Paul

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