Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Customer Experience

Easy application process, user friendly and easy to navigate app, super efficient resolutions from customer service team. Friendly, down to earth service. Thank you! Reviewed on: 17th March 2021

Great credit card

Easy to use and nothing hidden, perfect for building your credit rating Reviewed on: 17th March 2021

Different to the usual

I'm really impressed with Zopa. They don't feel like the usual credit card company who are only concerned with charging interest, Zopa seem more concerned with making your credit score better. They send regular notifications telling you how your credit score is doing and how your borrowing power has changed. It's simple to use, simple to pay and easy to navigate. I'm very impressed Reviewed on: 17th March 2021

Professional service

Very good service with a professional attitude. Reviewed on: 17th March 2021

Helped me when no one else would

I messed up a few years ago and ruined my credit score. Took me a few years to clear a debt. I was looking for a credit card in order to repair my credit by using the card for a few expenses then paying off the balance in full every month. I'm probably not the kind of customer these guys want but thanks for giving me a chance Zopa. In regards to the card, the app is very good. I've had to contact their customer service team a couple of times being a relatively new customer and nothing but great. I would recommend this company! James Reviewed on: 17th March 2021

Reliable and informative

easy to read information at your fingertips! Everything you could need from an app and credit card! Reviewed on: 17th March 2021

Perfect easy banking

Easy to navigate app, excellent customer service Super stylish card. Great communication Reviewed on: 17th March 2021

Amazing

Excellent accepted straight away ,easy card 2 manage Reviewed on: 17th March 2021

"CARD BLANCHE" BRILLIANT

Great card, easy to use securely, great response on line for all requirements...brilliant Reviewed on: 17th March 2021

Great personable experience!

Easy to apply, easy to call and sort out issues, easy to use! Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews
Clubcard credit cards
from Tesco Bank 4.08 from 334 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub