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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

A great credit card.

Zopa are a grate company to deal with they keep you fully up to date with your spending and remaining balance. Reviewed on: 17th March 2021

Excellent

When i started to use this Zopa is very convenient for me. I will recommend to my relatives and friends etc Reviewed on: 17th March 2021

Down to Earth

These guys at Zopa are fantastic! Always readily available to help and make using my credit card from the moment I recieved it a doddle! Well Done! Reviewed on: 17th March 2021

Quality card

Definitely would recommend this card to anyone Reviewed on: 17th March 2021

Cant beat it

Fantastic customer service. Really believe we are more than just a credit score.. Reviewed on: 17th March 2021

Fantastic card

This is a great card, easy to check your balance and pay, its fantastic Reviewed on: 17th March 2021

Amazing

Great service so easy to use app Reviewed on: 17th March 2021

Very fast

After application the card came in 5 days (VERY FAST) Reviewed on: 17th March 2021

Great service and easy to use app

So easy to use the app, and also a quick response when you need to contact customer service support. Outstanding service Reviewed on: 17th March 2021

Great, simple and easy!!!

Great company, fully inform you at all times. Helps that everything from setting up your card to activating it and using it day to day is straightforward. Emails keeps you informed around spending and the app is very user friendly and easy to use. Over 5 stars!!! Reviewed on: 17th March 2021

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