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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect easy banking

Easy to navigate app, excellent customer service Super stylish card. Great communication Reviewed on: 17th March 2021

Amazing

Excellent accepted straight away ,easy card 2 manage Reviewed on: 17th March 2021

"CARD BLANCHE" BRILLIANT

Great card, easy to use securely, great response on line for all requirements...brilliant Reviewed on: 17th March 2021

Great personable experience!

Easy to apply, easy to call and sort out issues, easy to use! Reviewed on: 17th March 2021

A great credit card.

Zopa are a grate company to deal with they keep you fully up to date with your spending and remaining balance. Reviewed on: 17th March 2021

Excellent

When i started to use this Zopa is very convenient for me. I will recommend to my relatives and friends etc Reviewed on: 17th March 2021

Down to Earth

These guys at Zopa are fantastic! Always readily available to help and make using my credit card from the moment I recieved it a doddle! Well Done! Reviewed on: 17th March 2021

Quality card

Definitely would recommend this card to anyone Reviewed on: 17th March 2021

Cant beat it

Fantastic customer service. Really believe we are more than just a credit score.. Reviewed on: 17th March 2021

Fantastic card

This is a great card, easy to check your balance and pay, its fantastic Reviewed on: 17th March 2021

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