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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Down to Earth

5
These guys at Zopa are fantastic! Always readily available to help and make using my credit card from the moment I recieved it a doddle! Well Done! Reviewed on: 17th March 2021
John's avatar
John

Quality card

5
Definitely would recommend this card to anyone Reviewed on: 17th March 2021
Lisa Marie Child's avatar
Lisa Marie Child

Cant beat it

5
Fantastic customer service. Really believe we are more than just a credit score.. Reviewed on: 17th March 2021
Reeya's avatar
Reeya

Fantastic card

5
This is a great card, easy to check your balance and pay, its fantastic Reviewed on: 17th March 2021
Mark Rees 's avatar
Mark Rees

Amazing

5
Great service so easy to use app Reviewed on: 17th March 2021
Leanne Quigley's avatar
Leanne Quigley

Very fast

5
After application the card came in 5 days (VERY FAST) Reviewed on: 17th March 2021
Florentin's avatar
Florentin

Great service and easy to use app

5
So easy to use the app, and also a quick response when you need to contact customer service support. Outstanding service Reviewed on: 17th March 2021
Simon Ogden 's avatar
Simon Ogden

Great, simple and easy!!!

5
Great company, fully inform you at all times. Helps that everything from setting up your card to activating it and using it day to day is straightforward. Emails keeps you informed around spending and the app is very user friendly and easy to use. Over 5 stars!!! Reviewed on: 17th March 2021
Dsmith's avatar
Dsmith

Amazing and brilliant

5
Always there to help great customer service, amazing app and a brilliant structure. Reviewed on: 17th March 2021
Alex K's avatar
Alex K

Amazing

5
Great service and really helpful staff Reviewed on: 17th March 2021
Chris Lane's avatar
Chris Lane

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